

Top 5%
No Hassle Home Loans: Virginia Fargo
INDEPENDENT MORTGAGE BROKER #299320

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM(Open now)
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Ms Fargo was absolutely amazing, helping me refinance my mortgage! Her positive attitude and reminders of needed documents made a daunting task so much easier. Her wealth of knowledge in this field is extensive and I am so grateful for her...
read more
Reply from No Hassle Home Loans: Virginia Farg...
June 12th, 2026 01:48 AM
I'm glad to hear that your refinancing process was made easier with Virginia Fargo's assistance. Her expertise and supportive approach truly shine through your kind words. Thank you for sharing your experience, Dorothy.
Super helpful woman
Reply from Owner
June 10th, 2026 12:14 AM
Christian, I'm glad to hear you found the service helpful. If there's anything else you need assistance with, feel free to reach out. I can help you!
Service received was outstanding! Each step in the process from start to finish was clearly explained, along with positive encouragement. Highly recommended !
Reply from Owner
June 10th, 2026 12:14 AM
Dorothy, I'm so glad to hear that you found the service outstanding and the process clearly explained. Your recommendation means a lot to me, and I'm thankful for your kind words. If there's anything more I can assist you with, please don't...
read more
Virginia Fargo is very kind, professional and hard working. Thank you for guiding me through the entire loan process and making it smooth and easy.
Reply from No Hassle Home Loans: Virginia Farg...
June 4th, 2026 01:17 AM
I'm grateful for your kind words, Gentry. I'm pleased to hear that I could make the loan process smooth and easy for you. Thank you for choosing No Hassle Home Loans! It's a pleasure serving you.
Thank you Virginia for your kindness, professionalism, and hard work for the entire loan process. And for guiding me, making it smooth and easy.
Reply from Owner
June 4th, 2026 01:18 AM
I appreciate your kind words, Gentry. I'm glad I could make the loan process smooth and easy for you. Your satisfaction is my top priority, and I'm thankful for the opportunity to assist you.
I truly didn’t believe that with my issues a lender would be able to get me financing. However, with knowledge and tenacity Virgina Fargo got it done. I’m soo happy and thankful for her expertise and commitment to help me.
Reply from Owner
June 2nd, 2026 12:11 AM
Rich, I'm very pleased to hear that Virginia Fargo was able to assist you successfully with her expertise and determination. Your kind words about her commitment mean a lot, and it's great to know you are happy with the outcome of your FHA...
read more
Virginia was an amazing loan specialist. She made my wife and I feel like family. Her personality and helpfulness is unmatched. She helped us through every step of the process and made it so easy. We will highly recommend her to anyone we know...
read more
Reply from No Hassle Home Loans: Virginia Farg...
May 28th, 2026 03:25 AM
I'm grateful for your kind words about Virginia's service, Mike. It's appreciated to hear that she made the loan process easy and welcoming for you and your wife. Thank you for recommending her so highly to others. I appreciate you!
Virginia made the whole process of getting a home loan so easy with her upbeat, can do attitude. She walked us through step by step making the whole process very smooth in getting the right type of loan for our needs. We would definitely recommend...
read more
Reply from No Hassle Home Loans: Virginia Farg...
May 28th, 2026 03:24 AM
I'm so glad to hear that you had a smooth experience with the home loan process, Kimberly. It's appreciated to know that my approach and step-by-step guidance met your needs. Thank you for your recommendation, and if there's anything else I...
read more
Virginia made the whole loan process so easy. She has such an amazing happy personality that you can just imagine the smile on her face as you are talking to her on the phone. My husband and I would definitely recommend her to everyone who...
read more
Reply from Owner
May 28th, 2026 03:23 AM
Kimberly, I'm glad to hear that the loan process was easy for you and your husband. It's appreciated to know that Virginia's positive personality made a difference in your experience. Thank you for recommending her, and if there's anything...
read more
Virginia was an amazing loan person. She was very helpful and made the process so very much enjoyable. She has a amazing personality and very likable. My wife and I would recomend her to everyone we know that may need a loan
Reply from Owner
May 28th, 2026 03:23 AM
Mike, I'm grateful for your kind words! It's appreciated to hear that I made the HELOC loan process enjoyable and was so helpful. I appreciate your recommendation and am glad that you and your wife had such a positive experience.
21–30 of 294
About
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Down Payment Assistance
Mortgage Refinance
USDA Loans
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
FHA & VA
Conventional
USDA 100% Financing
Jumbo
Down payment assistance
DSCR, 1 year 1099, no income verification, no debt to income ratio loan
Commercial loans
Chattel Loans on Leased Land
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Empire Home Loans - Mortgage Loan Originator Mortgage BrokerMar 7th, 2023 - Current
- Stearns Lending - Branch Manger Sr Loan ConsultantApr 4th, 2011 - Mar 3rd, 2023
Memberships
- NMLS
- Moon Valley Homeowners Association
- Space Force Association
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona mortgage loan origination
- California mortgage loan origination
- Florida mortgage loan origination
View All
Gallery





View all
+6
Videos




Awards
MLK Living the Dre...
2026 Women With Vi...
Achievements
- 2020 Arizona Business Angels Top Volunteer
- 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
- March 2025 Empire Home Loans Top Producer
Hobbies
- Hiking
- Exploring Mayan Ruins
- Astronomy
View All
Disclaimer
Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.