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No Hassle Home Loans: Virginia Fargo - INDEPENDENT MORTGAGE BROKER #299320 in Scottsdale, AZ
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No Hassle Home Loans: Virginia Fargo

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INDEPENDENT MORTGAGE BROKER #299320

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Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM(Open now)
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
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1 Star
0%
Reviews from Web
  • write_review_unverified
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    Dorothy G
    Posted on June 11th, 2026 08:18 PM
    Ms Fargo was absolutely amazing, helping me refinance my mortgage! Her positive attitude and reminders of needed documents made a daunting task so much easier. Her wealth of knowledge in this field is extensive and I am so grateful for her...
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    Reply from No Hassle Home Loans: Virginia Farg...
    June 12th, 2026 01:48 AM
    I'm glad to hear that your refinancing process was made easier with Virginia Fargo's assistance. Her expertise and supportive approach truly shine through your kind words. Thank you for sharing your experience, Dorothy.
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    Christian M
    Posted on June 9th, 2026 08:15 PM
    Super helpful woman
    Reply from Owner
    June 10th, 2026 12:14 AM
    Christian, I'm glad to hear you found the service helpful. If there's anything else you need assistance with, feel free to reach out. I can help you!
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    Dorothy G
    Posted on June 9th, 2026 08:03 PM
    Service received was outstanding! Each step in the process from start to finish was clearly explained, along with positive encouragement. Highly recommended !
    Reply from Owner
    June 10th, 2026 12:14 AM
    Dorothy, I'm so glad to hear that you found the service outstanding and the process clearly explained. Your recommendation means a lot to me, and I'm thankful for your kind words. If there's anything more I can assist you with, please don't...
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    Gentry B
    Posted on June 3rd, 2026 06:01 PM
    Virginia Fargo is very kind, professional and hard working. Thank you for guiding me through the entire loan process and making it smooth and easy.
    Reply from No Hassle Home Loans: Virginia Farg...
    June 4th, 2026 01:17 AM
    I'm grateful for your kind words, Gentry. I'm pleased to hear that I could make the loan process smooth and easy for you. Thank you for choosing No Hassle Home Loans! It's a pleasure serving you.
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    Gentry B
    Posted on June 2nd, 2026 10:26 PM
    Thank you Virginia for your kindness, professionalism, and hard work for the entire loan process. And for guiding me, making it smooth and easy.
    Reply from Owner
    June 4th, 2026 01:18 AM
    I appreciate your kind words, Gentry. I'm glad I could make the loan process smooth and easy for you. Your satisfaction is my top priority, and I'm thankful for the opportunity to assist you.
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    Rich V
    Posted on May 28th, 2026 05:15 PM
    I truly didn’t believe that with my issues a lender would be able to get me financing. However, with knowledge and tenacity Virgina Fargo got it done. I’m soo happy and thankful for her expertise and commitment to help me.
    Reply from Owner
    June 2nd, 2026 12:11 AM
    Rich, I'm very pleased to hear that Virginia Fargo was able to assist you successfully with her expertise and determination. Your kind words about her commitment mean a lot, and it's great to know you are happy with the outcome of your FHA...
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    Mike K
    Posted on May 22nd, 2026 10:56 PM
    Virginia was an amazing loan specialist. She made my wife and I feel like family. Her personality and helpfulness is unmatched. She helped us through every step of the process and made it so easy. We will highly recommend her to anyone we know...
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    Reply from No Hassle Home Loans: Virginia Farg...
    May 28th, 2026 03:25 AM
    I'm grateful for your kind words about Virginia's service, Mike. It's appreciated to hear that she made the loan process easy and welcoming for you and your wife. Thank you for recommending her so highly to others. I appreciate you!
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    Kimberly H
    Posted on May 22nd, 2026 10:44 PM
    Virginia made the whole process of getting a home loan so easy with her upbeat, can do attitude. She walked us through step by step making the whole process very smooth in getting the right type of loan for our needs. We would definitely recommend...
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    Reply from No Hassle Home Loans: Virginia Farg...
    May 28th, 2026 03:24 AM
    I'm so glad to hear that you had a smooth experience with the home loan process, Kimberly. It's appreciated to know that my approach and step-by-step guidance met your needs. Thank you for your recommendation, and if there's anything else I...
    read more
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    Kimberly H
    Posted on May 22nd, 2026 10:19 PM
    Virginia made the whole loan process so easy. She has such an amazing happy personality that you can just imagine the smile on her face as you are talking to her on the phone. My husband and I would definitely recommend her to everyone who...
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    Reply from Owner
    May 28th, 2026 03:23 AM
    Kimberly, I'm glad to hear that the loan process was easy for you and your husband. It's appreciated to know that Virginia's positive personality made a difference in your experience. Thank you for recommending her, and if there's anything...
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    Mike K
    Posted on May 22nd, 2026 10:13 PM
    Virginia was an amazing loan person. She was very helpful and made the process so very much enjoyable. She has a amazing personality and very likable. My wife and I would recomend her to everyone we know that may need a loan
    Reply from Owner
    May 28th, 2026 03:23 AM
    Mike, I'm grateful for your kind words! It's appreciated to hear that I made the HELOC loan process enjoyable and was so helpful. I appreciate your recommendation and am glad that you and your wife had such a positive experience.
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    About
    Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    Down Payment Assistance
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    DSCR Loans
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    FHA & VA
    Conventional
    USDA 100% Financing
    Jumbo
    Down payment assistance
    DSCR, 1 year 1099, no income verification, no debt to income ratio loan
    Commercial loans
    Chattel Loans on Leased Land
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    What is the Search Rank Score®?
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    Positions
    • Empire Home Loans - Mortgage Loan Originator Mortgage Broker
      Mar 7th, 2023 - Current
    • Stearns Lending - Branch Manger Sr Loan Consultant
      Apr 4th, 2011 - Mar 3rd, 2023
    Memberships
    • NMLS
    • Moon Valley Homeowners Association
    • Space Force Association
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Arizona mortgage loan origination
    • California mortgage loan origination
    • Florida mortgage loan origination
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    Gallery
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
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    +6
    Videos
    video
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    Awards
    MLK Living the Dream Award Honor
    MLK Living the Dre...
    2026 Women With Vision Award
    2026 Women With Vi...
    Achievements
    • 2020 Arizona Business Angels Top Volunteer
    • 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
    • March 2025 Empire Home Loans Top Producer
    Hobbies
    • Hiking
    • Exploring Mayan Ruins
    • Astronomy
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    Disclaimer
    Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.