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Vincent Gaglione - Mortgage Lender in Irvine, CA

Vincent Gaglione

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Mortgage Lender

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Having a place to call home is an inherent dream in us all. It's a place to hang our hat and lay our head. It's where we spend time with friends and family. It's where we watch our children grow up. It's an investment that helps us build w... Show More
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Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
  • write_review_unverified
    N
    Nathan G
    Posted on May 2nd, 2026 04:19 PM
    We can’t thank Vincent enough for helping us get into our new home! From the first phone call to the final signature at closing, he went above and beyond to make sure we felt comfortable and informed. His expertise in home loans is obvious,...
    read more
    Reply from Vincent Gaglione
    May 2nd, 2026 05:30 PM
    I genuinely appreciate you taking the time to share this—it means more than you know. Every home purchase has its own story, and I’m grateful I got to be part of yours from start to finish. Making sure you felt confident in every decision along...
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  • SFTP
    J
    James H
    Coldwater, KY
    Posted on May 2nd, 2026 01:11 PM
    Able to get a heloc very quickly and now can get a va home loan.
    Reply from Vincent Gaglione
    May 2nd, 2026 05:30 PM
    Thank you so much james for trusting us with pulling out cash on your property we will be helping you shortly on our two step VA to lower your rate as well
  • write_review_unverified
    A
    Alvin P
    Posted on May 1st, 2026 09:51 PM
    Very nice and fast Vincent was amazing and he helped us through the hole process and was there when we had questions about something thank you for your help.
    Reply from Vincent Gaglione
    May 1st, 2026 10:33 PM
    Thank you so much for the kind words—I really appreciate you taking the time to share your experience. It was a pleasure working with you, and I’m glad I could help make the process smooth and be there whenever you needed answers. Don’t hesitate...
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  • write_review_unverified
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    Jack S
    Posted on May 1st, 2026 03:43 PM
    I am so glad that I found Vincent and his wonderful company. He is a blessing. I was overwhelmed looking for other options.until I found Vincent. He found a product that works perfect for me. I am very happy. I am so glad to be working with...
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    Reply from Vincent Gaglione
    May 1st, 2026 03:50 PM
    Thank you so much for the kind words—I truly appreciate you taking the time to share your experience. It means a lot to know I was able to help simplify the process and find the right solution for you. My goal is always to make things as smooth...
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  • SFTP
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    Jason H
    Parrish, FL
    Posted on May 1st, 2026 02:21 PM
    Vincent and Charlie are relentless and I really appreciated their focus through the process Thanks guys! 🖖
    Reply from Vincent Gaglione
    May 1st, 2026 03:51 PM
    Appreciate that more than you know—thank you! We take a lot of pride in staying locked in and getting things across the finish line the right way. Charlie and I are grateful for the trust, and we’re always here whenever you need us.
  • write_review_unverified
    D
    Dee H
    Posted on April 21st, 2026 02:02 AM
    Let me explain what a wonderful afternoon 🌻 I spent with Charles 😀. Such a delightful individual,,,,Knowledgeable 😎, thorough, abilities to communicate to express - explain so I could understand. He knew exactly what I needed to know......
    read more
    Reply from Vincent Gaglione
    May 1st, 2026 03:52 PM
    This truly means a lot—thank you for sharing such a thoughtful message. Charles is exactly the kind of person we’re proud to have on our team, and I’m glad he was able to make everything clear, comfortable, and stress-free for you.We really...
    read more
  • SFTP
    A
    Aaron C
    Holbrook, AZ
    Posted on April 11th, 2026 02:32 PM
    Charles paid very close attention to my needs and helped me threw the process every step of the way. He made me feel at ease and was extremely professional. I would recommend him to anyone looking for a similar service.
    Reply from Vincent Gaglione
    May 1st, 2026 03:53 PM
    Thank you for taking the time to share this—we really appreciate it. We take a lot of pride in making sure every client feels comfortable and fully supported throughout the process, so it’s great to hear that came through in your experience....
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  • SFTP
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    Jeanne J
    Maitland, FL
    Posted on April 4th, 2026 02:54 AM
    Vincent walks you through the the whole process. He takes the time to answer all your questions. He's extremely professional, and I enjoyed working with him.
    Reply from Vincent Gaglione
    May 1st, 2026 03:54 PM
    Thank you, I really appreciate you saying that. It was a pleasure working with you, and I’m glad I could make the process clear and comfortable along the way. If you ever have questions or need anything in the future, I’m always here to help....
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  • Zillow
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    Oron R
    Cincinnati, OH
    Posted on March 16th, 2026 12:00 AM
    I had a great experience working with Vincent on a recent deal. He was professional, knowledgeable, and extremely responsive throughout the entire process. In real estate transactions timing and communication are critical, and Vincent was always...
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    Reply from Owner
    May 1st, 2026 12:00 AM
    Thank you, I really appreciate you taking the time to share this. Communication and staying on top of every detail are a big priority for me, so it means a lot to hear that reflected in your experience. It was a pleasure working with you and...
    read more
  • write_review_unverified
    M
    Michael M
    Posted on March 13th, 2026 05:26 PM
    Vincent and his team did a great job with my refi. Quick and easy!
    Reply from Vincent Gaglione
    March 13th, 2026 05:35 PM
    Thank you Michael, it was a pleasure helping you secure a rate in the 4% during this time. I look forward to helping you in the future.
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    About
    Having a place to call home is an inherent dream in us all. It's a place to hang our hat and lay our head. It's where we spend time with friends and family. It's where we watch our children grow up. It's an investment that helps us build wealth threw home ownership . Home is where our personal stories are written. I want you to experience the magic of owning a home. So, no matter if it's a villa, a condo, a ranch, duplex, or mansion, I've got you covered. let me be honest with everyone that is having problems getting approved." I've been their" even as a loan officer it was not easy purchasing the home of my dreams for me and my family. so on that note I will tell you I do not work with a conservative lender.We are a great mortgage company with over 35 programs that I personally will make sure YOU fit into one. even when you think your not ready I can make it happen, thank you for your time. Compnay and NMLS # 133739 Licensed by the Department of Business Oversight under CA Residential Mortgage Lending Act. (RMLA # 4131101) Licensed by the N.J. Department of Banking and Insurance WA CL-133739
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Reverse Mortgage
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Bank Statement Mortgages
    Specialities
    Structure Non QM no tax return loan
    cash out refi DTI specialist
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    Positions
    • West capital lending - Branch Manager
      Jan 1st, 2026 - Current

    Year Started

    2016
    Licenses
    • nmls # 1413168
    Gallery
    Vincent Gaglione - Gallery Photo
    Vincent Gaglione - Gallery Photo
    Awards
    Top Producer
    Achievements
    • Realtor/Lender
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing