Vincent Gaglione
Mortgage Lender
Having a place to call home is an inherent dream in us all. It's a place to hang our hat and lay our head. It's where we spend time with friends and family. It's where we watch our children grow up. It's an investment that helps us build w... Show More
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Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Reviews from Web
Vincent made my experience a seamless process. He walked me through each step and answered all my questions. I will recommend him to anyone that thinks this process is too difficult. He makes it simple and quick.
Reply from Vincent Gaglione
June 2nd, 2026 02:38 PM
Thank you for the wonderful review! It was a pleasure helping you through the process. I’m glad I could make everything clear, simple, and stress-free. I truly appreciate your trust and your recommendation!
We felt supported through the entire process and (so far) dont feel like anything was hidden from us. We got a interest rate that we can handle and the promise of continued support. This is extremly important for my family and our financial...
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Reply from Vincent Gaglione
May 26th, 2026 01:05 PM
Thank you for trusting me throughout the process. I’m glad we were able to get you into a loan that works well for your family and financial situation. I appreciate the support and I’ll always be here if you need anything moving forward!
Everything was explained to us in detail and when I had some trouble with some of the paperwork Vincent was very helpful
Reply from Vincent Gaglione
May 21st, 2026 05:06 PM
Thank you again, it was a very fast process thanks to your help!!!
It was great doing business with Vincent, he was super attentive and help us secure a heloc with a decent interest rate. Would definitely work with him again
Reply from Vincent Gaglione
May 16th, 2026 05:55 PM
I really appreciate this review. Getting a HELOC done the right way takes good communication on both sides, and you made the process smooth from start to finish. Glad we were able to put together a solid option for you without all the usual...
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Had an amazing experience with Vincent and his team. Quick, professional, and knowledgeable. Looking forward to working with them in the future!
Reply from Vincent Gaglione
May 9th, 2026 09:37 PM
Thank you so much for your kind words. It was a pleasure helping you with your HELOC.
Vincent and his team were absolutely amazing to work with. He helped me get a HELOC extremely quickly and efficiently. He was very knowledgeable and kind and very responsive. I will be telling everyone I know to contact him for their home buying/lending...
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Reply from Owner
May 16th, 2026 12:00 AM
This truly means a lot — thank you. My goal is always to make the process feel clear, fast, and stress-free, especially with something as important as using the equity in your home. I’m glad we were able to get everything handled quickly and...
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Vincent Galione was great he helped us through the process and was there when we had questions about something he never said no and helped us amazing one you can trust thanks again
Reply from Vincent Gaglione
May 6th, 2026 04:00 PM
Thank you, Alvin. It was my pleasure assisting you.
Working with our lender Vincent was an amazing experience from start to finish. The entire process of buying our home ended up taking longer than we anticipated, but Vincent stuck with us every step of the way. Even when things became complicated,...
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Reply from Vincent Gaglione
May 4th, 2026 10:04 PM
Thank you so much for taking the time to share this, it truly means more than you know.Every home journey has its twists and turns, and yours was a perfect example of why patience, communication, and trust matter so much in this process. I...
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Vincent was amazing—we highly recommend him. He was patient throughout the entire home-buying process and truly went above and beyond for us. We experienced some unexpected delays with utilities, including issues getting gas turned on after...
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Reply from Owner
May 16th, 2026 12:00 AM
Reading this honestly brings me back to all the twists and turns we went through during your transaction. Not every home purchase goes perfectly smooth, and the delays with the utilities definitely tested everyone’s patience, but I’m glad we...
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Vincent was able to find a product that worked for me.
Reply from Vincent Gaglione
May 4th, 2026 10:04 PM
Thank you so much, Jack. It was a pleasure working with you. I look forward to doing business with you again.
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About
Having a place to call home is an inherent dream in us all. It's a place to hang our hat and lay our head. It's where we spend time with friends and family. It's where we watch our children grow up. It's an investment that helps us build wealth threw home ownership . Home is where our personal stories are written. I want you to experience the magic of owning a home. So, no matter if it's a villa, a condo, a ranch, duplex, or mansion, I've got you covered. let me be honest with everyone that is having problems getting approved." I've been their" even as a loan officer it was not easy purchasing the home of my dreams for me and my family. so on that note I will tell you I do not work with a conservative lender.We are a great mortgage company with over 35 programs that I personally will make sure YOU fit into one. even when you think your not ready I can make it happen, thank you for your time. Compnay and NMLS # 133739 Licensed by the Department of Business Oversight under CA Residential Mortgage Lending Act. (RMLA # 4131101) Licensed by the N.J. Department of Banking and Insurance WA CL-133739
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Structure Non QM no tax return loan
cash out refi DTI specialist
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Positions
- West capital lending - Branch Manager Jan 1st, 2026 - Current
Year Started
2016
Licenses
- nmls # 1413168
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Top Producer
Achievements
- Realtor/Lender
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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