Vincent Gaglione

Name: West capital lending
Address: 17911 Von Karman Ave Suite 400, Irvine, California, 92614
Telephone: +1-415-694-8598
Rating: 4.93

Mortgage Lender

4.93

(69)

Contact Info

https://westcaplending.loanzify.io/register/vincent-gagliione

Location & Business Hours

Business Hours

Thu

8 AM to 5 PM

Fri

8 AM to 5 PM

Sat

closed

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4.93

(69)

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4.92

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Vincent was an absolute lifesaver! He jumped in when my client needed help and worked hard to get them approved in just 10 days. His communication, dedication, and willingness to go above and beyond made such a huge difference. I’m truly grateful...

Reply from Vincent Gaglione

August 28th, 2026 06:58 PM

Thank you so much! This one meant a little more to me, knowing it was family. I know how important it was for you to make sure he was taken care of, and I really appreciate you trusting me to step in and help get it across the finish line.I’m...

Vincent and his team were awesome. Couldn't ask for anything e

Reply from Vincent Gaglione

August 27th, 2026 03:00 PM

Thank you, Hasan for your kind words. One of the teams quickest purchases ever closed in 12 days. Amazing working with you.

Charles and Vincent are the best team I ever encountered in refinancing a mortgage loan. I was nervous when I started discussing with Charles because I have been turned down by other lenders as my FICO and income to debt ratios are not adequate....

Reply from Vincent Gaglione

August 27th, 2026 02:08 AM

Hilarion, I'm truly grateful for your kind words and for sharing your experience. I'm pleased to hear that Charles and I were able to assist you in overcoming the challenges you faced with refinancing. Your trust in us means a lot, and it's...

It has been a pleasure to work with Charles. He is very helpful and answer any questions I had in regards to the loan which I applied for. I have been working with Charles for a year and he has been patient and ready to work with me when the...

Reply from Vincent Gaglione

August 25th, 2026 12:50 AM

Lou, I'm glad to hear about your positive experience with Charles. It's wonderful that he has been helpful and patient throughout your loan process. I'll be sure to share your kind words with him, and we appreciate your referrals. Thank you...

I never in my lifetime would think this process could be as simple and straightforward. We were funded in less than 5 days, they didn’t make us jump through hoops and answer 2,200 questions about our finances. As small business owners that...

Reply from Vincent Gaglione

August 23rd, 2026 06:39 PM

This review is amazing, thank you so much. This is exactly what we strive for. Referrals are the best compliment we can receive so if you know anybody that’s refinancing or purchasing, please let them know. I look forward to doing business...

Vincent and his team were amazing! I originally met Vincent once I was starting the home buying process. Eventually I went with a different lender for a couple different reasons however, that lender was not able to get the deal done for some...

Reply from Vincent Gaglione

August 22nd, 2026 07:27 PM

Thank you so much for the kind words! It truly means a lot to me and the entire team.I’m especially glad we were able to step in and get everything across the finish line when your original lender wasn’t able to. Closing and funding within...

Pushed everything threw in a timely manner and got the job done. Communication was great.

Reply from Vincent Gaglione

August 20th, 2026 03:16 PM

Thank you, Coty . We worked very hard on your file to get it to the finish line. I understood your sense of urgency for your situation and I’m glad we were able to help..

Easy to work with. Professional- responsive and prompt.

Reply from Vincent Gaglione

August 18th, 2026 05:39 PM

Thank you so much. We really appreciate the review. If you have anybody that might be interested in refinancing or purchasing please send them our way thank you again.

I recognize that my husband and I are not the easiest people to work with. Lots of anxiety and expectations of answers or results sooner than they can realistically be available. Charles did a great job navigating this, answering all questions...

Reply from Vincent Gaglione

August 17th, 2026 09:06 PM

Martha, I'm grateful for your kind words and understanding. It's wonderful to hear that Charles was able to support you and your husband effectively. We appreciate your trust in us. The best thing you can do for us is leave a review or send...

Charles did an awesome job pushing my stuff though. Highly recommend….

Reply from Vincent Gaglione

August 10th, 2026 09:37 PM

Coty, I'm grateful for your positive feedback about your experience with Charles. It's nice to hear that he was able to assist you effectively. If you ever need further assistance, feel free to reach out.

11–20 of 69

About

Having a place to call home is an inherent dream in us all. It's a place to hang our hat and lay our head. It's where we spend time with friends and family. It's where we watch our children grow up. It's an investment that helps us build wealth threw home ownership . Home is where our personal stories are written. I want you to experience the magic of owning a home. So, no matter if it's a villa, a condo, a ranch, duplex, or mansion, I've got you covered. let me be honest with everyone that is having problems getting approved." I've been their" even as a loan officer it was not easy purchasing the home of my dreams for me and my family. so on that note I will tell you I do not work with a conservative lender.We are a great mortgage company with over 35 programs that I personally will make sure YOU fit into one. even when you think your not ready I can make it happen, thank you for your time. Compnay and NMLS # 133739 Licensed by the Department of Business Oversight under CA Residential Mortgage Lending Act. (RMLA # 4131101) Licensed by the N.J. Department of Banking and Insurance WA CL-133739

Products & Services

Mortgage Lender

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Home Renovation Loan

Reverse Mortgage

Cash-Out Refinances

Non-QM

DSCR Loans

Bank Statement Mortgages

Specialities

Structure Non QM no tax return loan

cash out refi DTI specialist

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Positions

West capital lending - Branch Manager
Jan 1st, 2026 - Current

Year Started

2016

Licenses

nmls # 1413168

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Awards

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Achievements

Realtor/Lender

Disclaimer

WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing