Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104
Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Vik was extremely kind and patient in dealing with my loan. It was a bit complicated as we had to get gifts in order to have enough for down payment and closing costs and a seller who was getting impatient. But Vik was very encouraging and...
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Vik is very professional, friendly, knowledgeable, and always available to the client! I would recommend him to everyone and anyone looking to buy a home!
Vik is a great guy, he is always there for me when I have questions. There is nothing bad I can say about Anniemachome Mortgage. I had great experience with Vikram Patel. thank you
Vik at AnnieMac helped us a lot. Vik is very detail-oriented and guided us through the whole process step by step, from a preapprove letter, to gift letters, to appraisal, to final documentation. He always stays on top of anything related to...
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I would recommend Vikram Patel to anyone who is out to get loan for buying a house. Vikram is very well knowledgeable and extremely professional in his work. In my experience with him he was very helpful from beginning day one getting pre-approved...
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Vik is extremely professional and will guide you right through the mortgage process from beginning till the day you close on your home. He was always available for questions. Even late hours and weekends. I would highly recommend Vik to anyone...
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I endured one of the longer closing processes, my home was a foreclosure and the opposing bank & title company had differences. Though it took months to actually close, Vik made sure I remained at the lowest out of pocket costs, low rate, and...
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The HARDEST and SMARTEST working loan officer. We closed on a 203k Renovation Loan, and Vik helped us through every step of the process. We had challenges with credit, significant movement of funds that needed to be sourced, multiple borrowers,...
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I wasnt sure if i was ready to refinance. I was afraid, things were going good with my curremt agreement. Vik's expertise made me see the value in changing my loan terms to my benefit. Process was seamless. Thanks Vik.
Vikram was awesome, he helped out tremendously. He worked on helping get extensions as needed and gave timely updates. He was available at all times of the day, and can tell he worked hard in ensuring I am able to purchase my first home.
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000
Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.