

Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104


Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I recently purchased a bank owned town house; Vik and the team at Annie Mac got it done in under a month. There were many challenges from the utilities turned off, to obtaining HOA documents, to title corrections. Had I worked with another...
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It was a pleasure working with Vikram. He was extremely helpful and attentive during the entire process. There were many anxious moments for us because it was our first time buying a home
We have worked with Vik for the past year, he has been very helpful and patient. We had a difficult time finding the right house but he stayed with us until we did.I am very grateful to have worked with him through this process and will recommend...
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Vik was always able to guide on each and every step on the mortgage application process. He also provided valuable inputs time to time to look for the correct home that suits my needs.
Vikram Was extreamly knowledgeable and quick and very efficient in data collection including information about the whole Mortgage as well as buying process
We were referred to Vikram through our realtor and were very happy and at ease working him. He explained the process from the beginning and was very patient with us and was glad to answer any question, no matter how silly they seemed. After...
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Vikram was great. He did the job efficiently and quickly and was very pleasant. He explained everything along the way. Thank you very much, Vikram!
Vik was the best throughout the entire JOURNEY. Without him, we would have never closed on our home. The guidance, knowledge and pro-active communication Vik brings into the picture is unmatched. He interacted with all parties involved on our...
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We had a very complicated situation with 4 borrowers on the mortgage. Vik handled the entire process smoothly and stayed on top of every little detail. Given 4 borrowers, the process was extremely involved and the amount of work was significant...
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Thank you so much Vik. Though us First time buyers it was long process but very short at he sametime. 30 Days and u did everything u can do to get us everything we needed. You were great to work with and i would Recommend u to anyone i know...
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000

Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.