

Vic Yefremenko, Ruoff Mortgage NMLS# 162878
Senior Loan Officer NMLS# 162878


Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Quick close, great rate! Personal touch during the whole process. Have used Victor for several home loans and refinancing situations. Will be referring others for sure.
I would think twice before doing business with Victor in the future. He has a unique way of making excuseswhen something does not happen that has been promised.
Reply from Owner
September 24th, 2024 12:00 AM
Borrower did not disclose issues with the home, not having filed taxes and other credit issues.
Victor has assisted my wife and I with purchasing our first home and two other additional loans since our original purchase. With Victor's help, each time he made everything go so smooth and each time he put us in a better position. We are...
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After months of headaches trying to make my loan happen with other lenders, I got in contact with Victor and the whole process changed. He was quick with responding and always kept me in the loop of what was happening. I had a difficult situation...
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Let me start by saying Victor is the best in the business! My husband and I have had a few trying times while trying to re finance our home. Luckily we found Victor and he made the process run much more smoothly! Victor is both knowledgeable...
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Victor works so fast! He takes less than steller credit and makes magic happen. Thank you for being so awesome with our re-fi! Cannot wait to do business again in the future!
Victor was very responsive and answered questions that I had quickly. He also kept me updated daily on the loan process and made sure I was informed. I was on vacation when the loan was scheduled to close and he had someone come to the resort...
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Easy great process made everything go by so fast. Appreciate all the help that he provided throughout the whole process. Refinancing a house can be a hard drawn out process good to have someone to make it easier.
Our loan was a very difficult one due to credit rebuilding after divorce and he was the only one that could get us a loan. Everyone else said it couldn't be done for another 6 months to a year. Victor wascreally nice and kept us up to date...
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Victor was amazing to work with. He delivered on all of his promises and assisted us through a very stressfree and timely process. We are beyond pleased with the service Victor provided to us. He is extremely knowledgeable and personable. He...
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About
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Specialities
FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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Education
- Cleveland State UniversityReal EstateInternational Business

Positions
- crosscountry mortgage - Senior Loan officerAug 10th, 2009 - May 10th, 2018
- Rate - VP of LendingJul 30th, 2025 - Apr 14th, 2026
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 162878
- OH: MLO.031716.003
Awards
Achievements
- $450,000,000 in Funded Mortgage Volume since 2007
- EMT certified
- BIlingual
Hobbies
- skiing, watersports, traveling, boating
- cooking, basketball, yoga
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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