Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic at First Federal was the lowest rate and fees around and i shopped about 6 different lenders. However, the low rate and fees was not a compromise on the excellent customer service. Vic was patient in answering my high volume of questions...
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Overall, had a great experience working with Vic. He was willing to truly work with me through my own personal refinance process. I felt like he genuinely cared about getting the job done - in a way that benefitted me and my family - and was...
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Vic was an extremely straight shooter and took the time to walk through things with me and also explain some of the nuances to his offer vs others. Once I spoke with Vic for the first time I was sure I knew who id be working with as I wanted...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad my approach helped you, Alec. Taking the time to clearly explain the nuances and offer transparency is important to me. If you have any more questions or need further assistance, please feel free to reach out.
When a debt to income ratio appeared, he didn't give me a hard stop, but proposed solutions to get past the hurdle !
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm pleased to hear that you found my approach helpful, Rachel. Navigating challenges like debt-to-income ratios is something I take seriously, and I'm glad we could explore solutions together. If you have any further questions or need assistance,...
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Vic is great, very communicative and responsive. WE are happy to do business with him anytime!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad to hear that your experience was positive, Amanda. Communication and responsiveness are important to me, so I'm pleased that was reflected in our interactions. If there's anything else I can assist you with, please let me know.
Vic, one again, is the man.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Tanner, it's great to know that your experience was positive. Your feedback is valuable, and if there's ever anything more I can do for you, don't hesitate to let me know.
Vic was very professional with every step of service that he gave. When he said he had it you knew that it was done. It was an extremely easy to deal with Vic and I would definitely recommend him. He is a great asset for your company!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for sharing your experience, Michael. I'm glad to hear that my approach was professional and that you found the process easy. Your recommendation means a lot, and I appreciate your kind words. Should you have any questions or need...
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Vic did a fantastic job getting me approved for a loan on a second house. He kept me informed and walked me through the process. Thank you again, Vic!
Vic was straightforward and got us a great rate.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I appreciate you sharing your thoughts, Agata. I'm pleased to hear that you found the process straightforward and that I was able to secure a great rate for you. Should you have any further questions or need assistance in the future, feel free...
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Helped us get exactly what we needed.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for sharing your experience, Richard. I'm glad to have helped you get exactly what you needed. If there's anything else I can assist with, please don't hesitate to reach out.
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.