Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Reviews from Web
This is my second time using Vic and both times he has been great to work with. Makes the transaction easy with his great communication and friendly detailed customer service. Everything went smoothly, got a great rate and will definitely use...
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Vic was responsive, patitent, and understanding . He helped us along the way very carefully as first time buyers, was mindful of the time diff for us being overseas, and gave us a better rate than any other company could offer us!
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm really pleased to hear about your positive experience, Isaac. Assisting first-time buyers like you is something I take great care in, and I'm glad we could address the time difference and secure a favorable rate. Should you have any more...
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I got a lower rate on my mortgage .
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm pleased to hear that you secured a lower rate on your mortgage, Jason. It's always rewarding to know that we've helped achieve favorable outcomes for our clients. If you ever have more questions or need further assistance, don't hesitate...
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Vic is the man
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thanks for the compliment, Adam. I'm here to help with any banking needs you have. Feel free to reach out if there's anything you'd like to discuss further.
Vic always breaks down why he's advising what he's advising and I really appreciate that
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad to hear that you value the explanations I provide, Megan. It's important to me that you understand the reasoning behind my advice. If you have any other questions or need further clarification, please feel free to reach out.
I shopped around a number of lenders and Vic at FirstFed was by far the cheapest. His responsiveness and customer service was amazing. Would highly recommend.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
It's encouraging to hear that you found the rates at First Federal Bank competitive, Jarom. I'm glad my responsiveness and customer service met your expectations. Thank you for the recommendation, and if there's anything else I can assist you...
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This was my second mortgage refinance with Vic, he has great communication and makes the experience easy and simple. Vic was great to work with again. Thank you!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I appreciate your kind words, Hezron. It's rewarding to know that the communication and process made your refinance experience easy and straightforward. I'm glad we could work together again, and I'm here if you need any further assistance...
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I’ve had the pleasure of working with Vic DeSantis twice now, and I couldn’t be happier with the experience. He helped me secure a VA loan when I bought my home in 2024, and recently reached out to assist my wife and me with a VA IRRRL refinance....
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm truly grateful for your kind words, Joshua. It's wonderful to have been able to assist you and your wife with both your original VA loan and the IRRRL refinance. Making sure the process is smooth and straightforward for you is a priority,...
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Great experience!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for sharing your thoughts, Joshua. I'm pleased to hear you had a great experience. If there's anything further you need or have any questions, feel free to reach out.
This is my second time using Vic and both times he has been great to work with. Makes the transaction easy with his great communication and friendly detailed customer service. Everything went smoothly, got a great rate and will definitely use...
read more
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.