Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Best customer service experience I have ever had with a lender. Purchasing a home can be extremely stressful especially with all the paperwork involved. Vic walked me through the process step-by-step and made that entire experience seamless...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Moises, I sincerely appreciate your kind words and the outstanding review. I'm thrilled your experience with the home loan process was seamless and low-stress; that’s what I strive for with every client. It's my goal to offer the best rates...
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not to mentioned the great rate I got, Vic was on top of everything throughout the whole process. Great communication.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for the fantastic review, Brenton! It was a pleasure assisting you throughout the process. I'm thrilled to hear that you were satisfied with the rate and communication. At First Federal Bank, we always strive to provide top-notch...
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Very responsive and very helpful
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear you had such a positive experience with us at First Federal Bank, Sean! Your review means a lot. My goal is to always be responsive and helpful to our customers. I'm glad I could assist you. If you have any other requirements...
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From my first contact with Vic all the way to closing, he was professional, diligent, and consistently looking out for what was best for our family. Vic actually contacted us mid-way through the process and quickly worked to lock in a lower...
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From my first contact with Vic all the way to closing, he was professional, diligent, and consistently looking out for what was best for our family. Vic actually contacted us mid-way through the process and quickly worked to lock in a lower...
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Vic was always patient, continuously diligent in his part of the process, and genuinely looked out for what was best for us as customers. Completely satisfied.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm absolutely delighted to hear that you had a satisfactory experience, Anne. It's always my priority to be patient, diligent, and most importantly, to ensure the best for my customers. It was a pleasure working with you, and I'm glad I could...
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I took quotation from other lender but when I met Vic, he gave me best rate with assurance about timely closing. He is very transparent. It helped me to reduce my closing cost. This is my 1st home buying experience which he made very pleasant....
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Vic is my go to guy
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm so glad to hear that, Hsiao-Wei! It's always my pleasure to assist, and I'm happy that you're satisfied with the service. Looking forward to continuing to be your go-to guy at First Federal Bank. Thank you for the perfect rating!
He is very prompt in response and made our home experience great. Appreciate his efforts and good communication.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you had a great home experience, Tushar. It was my pleasure to assist you and ensure prompt responses. Your positive feedback means a lot. Thank you for choosing First Federal Bank. If you have any further needs or...
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Making sure I got the best rate out there. Quick responses to my questions. Getting the job done in a timely manor.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Matthew, thank you for the outstanding review and five-star rating! I'm thrilled to hear that you are satisfied with the service you received from me at First Federal Bank. Making sure our customers get the best rate and providing quick responses...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.