Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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We are really thankful for his help in the purchase of our new home.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Hi Sandra, I am thrilled to hear that you're pleased with your new home purchase. It was my pleasure helping you through the process. Your positive feedback means a lot to me and to our team here at First Federal Bank. If you need anything...
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Vic was able to get us in our home at the lowest rate and costs of any lender out there! It wasn’t easy but he guided us through the process every step of the way and we are moving in next week!!!
Vic is extremely personable and full of helpful advice. If you’re tired of talking to people from mortgage banks that sound like robots, Vic is a delightful relief. I can’t thank him enough.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thanks for the stellar review, Gary! I'm glad to hear that you found my advice useful and that my approach was a refreshing change. My aim is always to provide a personal, human touch to banking. Your words truly mean a lot to me. Looking forward...
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Vic gave excellent advice every step of the way. He was honest and genuine. If you're tired of talking to people from big banks who sound like robots, Vic is a breath of fresh air. I highly recommend him and BNC National Bank.
He made the decision process so easy and efficient. We closed on time, at the rate discussed. No issues or hassles at all. Great person to work with!!
I had never met Vic, and I was not referred to him by anybody. Even though I found him online, he still went further to help us than I thought he would have.
Vic was very knowledgeable and always available to answer questions or concerns. He made the process easier and ensured a timely closure.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
It's fantastic to hear that you found my assistance helpful and the process smooth, Byron. I strive to be readily available and ensure each client has a clear grasp on the process. I'm glad to hear that your experience at First Federal Bank...
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Vic had the perfect blend of listening to our needs but also giving us the advice in situations when we needed it.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm so glad to hear your positive feedback, Megan! I always strive to provide the best advice and support to all my clients at First Federal Bank. Your satisfaction is my top priority, so it's great to know I was able to meet your needs effectively....
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Vic was very helpful in the way he communicated and mentored us through the entire process.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you found my communication and mentorship helpful throughout the process, Jason. It was my pleasure to assist you. Your satisfaction is really important to us at First Federal Bank, and your 5-star rating means a lot....
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Vic answered our questions throughout the process.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad to hear that I could be of assistance during your process, Daniela. Your satisfaction is my top priority. I'm here for any further questions you might have. Thank you for the 5-star review and for choosing First Federal Bank.
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.