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Valerie Holbrook - VP | Sr. Loan Officer in Midlothian, VA

Valerie Holbrook

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VP | Sr. Loan Officer

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Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
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Reviews from Web
  • Encompass
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    Andrea C C
    Hopewell, VA
    Posted on April 20th, 2023 02:14 PM
    She is absolutely amazing! I don't think we would have made it through this process without her! She is very easy to get in touch with and can answer every question you have.
    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Andrea - it was such a privilege to work with you, both! It was such a blessing to work with you two on the purchase of your very first home! I am so excited for you guys!!!! Thank you!
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    Hayley S
    Posted on April 15th, 2023 12:04 PM
    Valerie is hands down the best loan officer my husband and I have ever had. She is the only loan officer we will ever want to work with. Valerie was able to answer any and all of our questions. She made the whole loan process easy and stress...
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    Reply from Owner
    July 16th, 2023 02:54 AM
    Thank you so much, lady! I hope you guys are loving your new home! Congratulations on your new, beautiful baby!
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    Hayley P L
    Chesterfield, VA
    Posted on April 15th, 2023 11:56 AM
    Valerie from the beginning made the whole process easy and stress free. She explained everything so well and we always felt supported by Valerie. She is the only person we will ever want to have help us with our loan. Valerie is truly an amazing...
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    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Thank you so much for such a kind review, Hayley! It was more than a blessing to work with you and Mason on your new home purchase! I cannot wait to meet your new addition!! <3
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    Domenic F
    Midlothian, VA
    Posted on March 4th, 2023 02:16 PM
    Valerie went above and beyond to ensure my Wife and I had a painless homebuying experience! I would recommend Valerie to anyone who is trying to mortgage their home in the Greater Richmond Region!
    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Hi there, Dom!!! Thank you for such a kind review!! I am so excited for you and Jess!! It was such a blessing to work with you, both! Thank you for your service and I hope you are enjoying your new GORGEOUS home!!
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    Jessica F
    Midlothian, VA
    Posted on March 4th, 2023 02:13 PM
    Very quick responses, extremely courteous and easy to work with. Valerie went above and beyond to ensure that our homebuying experience was as painless as possible!
    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Hi there, Jess!!! Thank you for such a kind review!! I am so excited for you and Dom!! It was such a blessing to work with you, both! Thank you for your service and I hope you are enjoying your new GORGEOUS home!! I cannot wait to work with...
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    Katie C
    Posted on February 21st, 2023 01:50 PM
    Valerie and her team were super responsive and so helpful throughout the whole process. They care about their clients and truly want what is best for them. We're so grateful to them for making our loan process so smooth!
    Reply from Owner
    March 9th, 2023 02:32 PM
    Thank you, Katie!! It was so fun working with you and your family!!! Your new home is absolutely STUNNING! Congratulations!!
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    Katherine C
    Glen Allen, Virginia
    Posted on February 21st, 2023 01:50 PM
    Valerie and her team were super responsive and so helpful throughout the whole process. They care about their clients and truly want what is best for them. We're so grateful to them for making our loan process so smooth.
    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Thank you so much for your awesome review, Katie!! It was such a blessing to work with you and your family!!! I cannot wait to see all of the changes you guys make to your new home!!!!! Congratulations, again!
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    Emily F
    Posted on February 2nd, 2023 02:15 PM
    Valerie was incredible to work with. She is extremely knowledgeable and responsive. She took the time to explain things, sent us several loan scenarios, and answered all our questions. We couldn’t recommend her enough!
    Reply from Owner
    March 9th, 2023 02:32 PM
    Thank you so much, Emily!
  • Encompass
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    Emily M
    Mechanicsville, VA
    Posted on February 2nd, 2023 02:11 PM
    Valerie went above and beyond. We went under contract just before the Christmas holiday and she was available every step of the way. She educated us on the loan process and sent us multiple loan scenarios so we could understand what our monthly...
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    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Emily! I could not be more excited for you and your little family!! Your new home is awesome! Plus, having you as a new neighbor is a SUPER bonus!!! Congratulations and thank you SO MUCH for your kind review! It was a privilege to work with...
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    Christopher C
    Glen Allen, Virginia
    Posted on January 31st, 2023 02:29 PM
    Valerie and team were super proactive in their communication, guidance and availability. They made the entire process easy and pleasant!
    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Thank you so much for your awesome review, Chris!! It was such a blessing to work with you and your family!!! Congratulations, again! I am so excited for you all!!
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    About
    Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID 1551139
    • Licensed in NC, SC, VA
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)