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Valerie Holbrook - VP | Sr. Loan Officer in Midlothian, VA

Valerie Holbrook

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VP | Sr. Loan Officer

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Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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    Lamont S
    Posted on December 18th, 2025 11:52 PM
    Valerie is super responsive. I emailed her one night at 10:30pm. She’s has an unreal gift for simplifying big numbers and she’s always highlighting important things in documents. Valerie has been like a human version of ChatGPT when it comes...
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    Reply from Owner
    December 29th, 2025 02:56 PM
    Thank you so much, Lamont!
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    Jacob C
    Posted on November 4th, 2025 02:30 AM
    Valerie is the best of the best! She was always available, super responsive and did absolutely everything to help us get our home. You can never go wrong with Valerie and team behind you when looking for a home.
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    Jordan W
    Posted on October 21st, 2025 03:23 PM
    100/10 service and guidance. I highly recommend Valerie especially for first time home buyers - she took all the stress and uncertainties away.
    Reply from Owner
    October 21st, 2025 06:44 PM
    Thank you so much, Jordan! So enjoyed getting to work with you, lady! I hope you’re loving your new home!!!
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    Paa K A
    Posted on October 17th, 2025 12:24 PM
    Valerie and her team are the best. They went the extra mile to assist me during the loan process. They’re very responsive, and respond to emails or questions in minutes after receiving it.
    Reply from Owner
    October 21st, 2025 06:44 PM
    Thank you so much, Paa!! I hope you’re settling into your new home!
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    Christian H
    Posted on October 1st, 2025 07:44 PM
    Valerie is a true professional - responsive, knowledgeable, and friendly. She quickly answered any questions we had via phone or email during the workday, nights, and weekends. Her diligence enabled us to close faster than anticipated, which...
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    Reply from Owner
    October 3rd, 2025 08:21 PM
    Thank you so much for your kind words!! It was SUCH a pleasure working with you, both! So excited for you guys and your new, gorgeous home! :)
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    Sam W
    Posted on September 19th, 2025 02:03 PM
    Valerie was amazing for start to finish. She made the process as simple as possible and answered all questions I had. It was clear that not only is she exceptional at her job, but she enjoys is as well.
    Reply from Owner
    September 19th, 2025 04:06 PM
    Thank you so much, Sam! It was such a joy to work with you! I hope you’re loving your new home!
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    Kenelethia S
    Posted on April 8th, 2025 01:33 PM
    Valerie Holbrook was a pleasure to work with. I definitely would recommend her services. I’m a happy home owner!
    Reply from Owner
    April 8th, 2025 07:46 PM
    Thank you so much, lady!! I am so happy for you and your son!! Congratulations, again! :)
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    Curtis C
    Posted on December 9th, 2024 01:39 PM
    I accomplished my dream home Through some very exciting People that were willing to help Me purchase a new 🏡 thanks .
    Reply from Owner
    October 21st, 2025 06:45 PM
    Thank you, Curtis!!!
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    Eric M
    Posted on November 15th, 2024 09:07 PM
    Valerie and her team at C&F mechanicsville are exceptional. They took time out of their schedule to meet with me in person and explain different parts of the lending process. They were extremely flexible with me, even when the seller made last...
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    Reply from Owner
    October 3rd, 2025 08:23 PM
    Thank you for your kind review, Eric!!! I am so appreciative, sir!
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    Sarah M R
    Posted on October 7th, 2024 02:31 PM
    Valerie Holbrook and the C&F Mortgage team made a stressful experience extremely smooth. Valerie's top-notch communication skills, professionalism, and thorough knowledge of the process are what made the experience as painless as possible....
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    Reply from Owner
    October 3rd, 2025 08:23 PM
    Thank you so much, lady! I hope you are well and still loving your new home!
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    About
    Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID 1551139
    • Licensed in NC, SC, VA
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)