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Valerie Holbrook - VP | Sr. Loan Officer in Midlothian, VA

Valerie Holbrook

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VP | Sr. Loan Officer

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Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    S
    Salah G E
    Henrico, VA
    Posted on January 15th, 2023 02:15 PM
    Everything done fast and in professional manner
    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Thank you so much, Salah! It was a pleasure working with you and your family!!
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    Nada H K
    Henrico, VA
    Posted on January 4th, 2023 03:06 PM
    IT WAS VERY FAST AND PERFECT JOB AND SHE KNOW HER JOB WILL AND MAKE ME AND MY KIDS HAPPY .THANK YOU VERY MUCH FOR YOU DID FOR US.
    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Thank you so much for choosing me as your lender! It was so great working with you and your family! Congratulations on your new, beautiful home!
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    Melissa V H C
    Madison, VA
    Posted on December 9th, 2022 05:01 PM
    Valerie walked us through the process step by step and made herself available anytime to answer any questions we had. She truly cares about her clients and making the process as smooth as possible. I value her expertise and care for people...
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    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Thank you so much, Melissa! It was such a joy to work with you and Alfi! Hope you are loving your gorgeous new home and that incredible view! :)
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    Christopher P M
    Richmond, VA
    Posted on November 7th, 2022 10:35 PM
    Val was outstanding to work with on the mortgage for our new home. Her communication was consistent, thorough, and frequent. She is extremely knowledgeable and she always made herself available to us whenever we had questions or we wanted to...
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    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Chris! Thank you so much for your extremely kind review! It was such a pleasure to work with you and Linda! I hope you and your family are enjoying your GORGEOUS home!!!
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    Kristen A
    Posted on October 4th, 2022 10:33 PM
    Valerie is absolutely amazing and goes above and beyond for her clients! I contacted her about approval after business hours and she got it done for me with a great rate. She is easy to work with and great at explaining things. I would use...
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    Reply from Owner
    July 16th, 2023 02:55 AM
    Thank you, Kristen!! It was a privilege to work with you!
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    John A
    Chesapeake, Virginia
    Posted on October 1st, 2022 12:21 AM
    It was a quick and easy process. Great communication.
    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Thank you so much, John!!! It was so wonderful to work with you and Kristen!
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    Olivia G
    Henrico, Virginia
    Posted on September 30th, 2022 12:53 PM
    Valerie is amazing at what she does! My fiancé and I were first time home buyers and Valerie made the process so easy and less daunting. She was there to give us advice when we needed it and was always so supportive of our decisions. We would...
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    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Thank you so much, lady!!! I know it was a long search, but I am SO happy that you and Joey finally found the perfect house to call home! :)
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    Kathy J
    Waynesboro, Virginia
    Posted on September 27th, 2022 06:34 PM
    Valerie was always available for questions. I felt that she was a true partner in my home purchase journey. I plan on looking for another property in 2023 and Valerie wi be my first call.
    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Thank you, Kathy!!! It got a little bumpy toward the end, but glad we could work together to iron out the kinks! :) Hope you had a great time in Scotland!
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    Lacy A
    Caroline, Virginia
    Posted on September 26th, 2022 08:06 PM
    Everything was great easy friendly and I had to do little as possible as val did everything and very fast made the experience very easy
    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Thank you, Lacy! So happy for you and your family to finally be HOME! :)
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    Sean M
    Moseley, Virginia
    Posted on September 23rd, 2022 09:37 PM
    Responsiveness and customer service.
    Reply from Valerie Holbrook
    July 24th, 2026 10:23 AM
    Thank you so much, Sean! It was a pleasure to work with you!
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    About
    Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID 1551139
    • Licensed in NC, SC, VA
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)