

Usila Koech
Mortgage Loan Originator | NMLS ID# 408740


University of Nevada, Las Vegas
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Usila was calm and encouraging every step of the way there was not one time I felt stressed or concerned she gave us wise advice every step of the way and we never had to guess about what was coming next . We even were able to close 9 days...
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Reply from Usila Koech
April 1st, 2026 04:23 PM
I’m glad you found the mortgage process smooth, Jessica, it takes a team working together to achieve great results. Thank you for being on top of all the documents and asking questions. We appreciate your support and trust.
Everyone on Usila's team is very helpful, great communication throughout the whole process.
Reply from Usila Koech
April 1st, 2026 04:26 PM
Your kind words mean a lot, Gabriel, it was pleasure working with you across the oceans to get you home to your base. Thank you for trusting Planet Home Lending with your mortgage process, and I look forward to being your lender for life. –...
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Easy stressless process. Usila is responsive and kind, thank you for your help through this
Reply from Usila Koech
April 1st, 2026 04:29 PM
Thank you so much Kevin and Family. I appreciate the review, your family deserves the best and together we worked to achieve your goals. Congratulations!I’m happy I could support your homeownership journey, and I look forward to helping with...
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She made the process easy and I did not feel like she was hiding anything frim from me. Very honest .
Reply from Usila Koech
April 1st, 2026 04:30 PM
Brandon and family, I truly enjoyed working with you to purchase your home. Thank you for being so pro active despite your very busy schedule. Wishing your family all the best as you settle and enjoy your new home...)
I don't beleive this was on Usila. I believe her team failed her, honestly.
Reply from Usila Koech
April 1st, 2026 04:32 PM
Thank you for your trust, we strive to always do our best! I am sorry for the confusion at the end, it was a complicated transaction.
Everything! From start to finish, top to bottom, everything was amazing!
Reply from Usila Koech
October 14th, 2025 08:41 PM
Joshua, Thank you for the honest feedback! You made the process easy by being pro active and asking questions, it was a team effort to get your family your first home! what a joy to be part of the process. Blessings to your family and thank...
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Usila is helpful, communicative, and timely during The loan process. We're very thankful for her assistance in buying our home. Thank you!!
Reply from Usila Koech
October 14th, 2025 08:41 PM
It was such a joy to work with you. Enjoy your new home and create lasting memories.
Usila came through in every way
Reply from Usila Koech
October 14th, 2025 08:41 PM
Hello Mr. and Mrs. HaynesIt was indeed a pleasure to work with you, being a first time buyer is a made easier having the right team with you. We are glad to have gotten you to the finish line in time for the holidays. Enjoy your new home, create...
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What made my experience GREAT was the hard work, commitment and dedication that was exhibited. It was not an easy mission but the purpose was fulfilled. Usila and her team worked diligently to get me what I needed, and that was to get me into...
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Reply from Usila Koech
October 14th, 2025 08:41 PM
Thank you for allowing us to serve you, it was a pleasure to serve you. Home purchase is a very complex process and we have the best team to support you.
Very helpful and great realtor recommendation
Reply from Usila Koech
October 14th, 2025 08:41 PM
Dominic,
Thank you for allowing us to serve you, you are gracious and kind to work with, best wishes in your new home.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Specialities
Buy First Sell Later Purchase Edge Guarantee ; FHA, VA, Conventional, USDA, Renovation Loans
DPA Home is possible
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Education
- University of Nevada, Las VegasHotel/Motel Administration/ManagementBachelor of Science (BS)

Positions
- AXIA HOME LOANS - SENIOR LOAN OFFICER May 3rd, 2021 - Aug 21st, 2023
Memberships
- CMPS; MBS Highway
- Las Vegas Realtors Affiliate Member
- Junior League of Las Vegas Provisional member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 408740
Awards
Achievements
- UNLV Scholar Athlete
Hobbies
- Cooking and Hiking
- Volunteering
- Running
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.