

Usila Koech
Mortgage Loan Originator | NMLS ID# 408740


University of Nevada, Las Vegas
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Usila is an amazing loan officer to have on your team. Usila is not only knowledgeable and transparent about the funding process, she values integrity and building strong relationships with all her clients. She took time to understand our investment...
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Reply from Usila Koech
October 14th, 2025 08:41 PM
Thank you Steve and Melanie, you are both so kind, understanding, and easy to work with. I am grateful to have had the opportunity to work with you on your mortgage loan process. Looking forward to long term friendship and collaboration. Cheers!...
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Usila primarily worked with my husband, but she was kind and gracious with any questions or concerns we had. She was knowledgeable and patient as well. Being first time home-buyers, this was an easier process than anticipated, and I am sure...
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Reply from Usila Koech
October 14th, 2025 08:41 PM
Rebecca, It was a pleasure to help your family walk through this process. You made the process easy by being responsive and trusting the process. Thank you for the positive and honest feedback. Blessings to your family in your new home - lasting...
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Usila was a pleasure to work with in qualifying for, and securing our home loan. We couldn't be more pleased with the service she provided!
Reply from Usila Koech
October 14th, 2025 08:41 PM
Thank you so much to you and your family for continued trust with mortgage loans! I love my repeat and generational clients! Cheers.
A few things seemed to have been sprung upon us without much warning.
Reply from Usila Koech
September 14th, 2026 04:50 PM
I’m thrilled you had a good mortgage experience, Michael F. Thank you for the kind words, and I’ll be here for your future home loan needs. – Usila Koech
More advance communication about deadlines that mattered would have been better.
Reply from Usila Koech
September 14th, 2026 01:38 PM
I’m delighted to hear your home loan experience was positive, Christine. Enjoy this exciting chapter, and I’ll be here for any future mortgage needs. – Usila Koech
Constant communication, answered any questions we had and made the journey very smooth.
Reply from Usila Koech
July 22nd, 2026 07:14 PM
Thanks so much for your kind words, Erica. Helping with your home loan milestone was an honor, and I look forward to being your lender for life. – Usila Koech
Great experience. They guide me through the whole process in a smooth way. Since i am a new home buyer, they explain me everything in a transparent way. More than happy with them, i will recommend 100% . So grateful with them.
Speed, helpfulness
Reply from Usila Koech
July 7th, 2026 05:25 PM
Thank you for trust on our buy now sell later program. We appreciate your trust to get your home mortgage done. Wishing you great memories with your family and cheers to a happy place ..)
Usila and her team made this transaction as easy as possible! Her knowledge and expertise helped us get through many hurdles we had going into this process. We have purchase homes before but this was the hardest to get through since I am now...
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Reply from Usila Koech
May 19th, 2026 03:09 PM
Congratulations again, Florence. Helping with your home purchase journey was so rewarding. The ability to navigate time zones and selling schedule was tough, but together we accomplished it as a team. Thank you for your responsiveness and patience....
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Usila is amazing, wecould not have it done without her. She is a great asset to your company.we greatly appreciate her.
Reply from Usila Koech
April 1st, 2026 04:20 PM
I’m so happy for you, Peter, repeat clients mean so much to me. Thank you for your trust. We love delivering the best service for our clients. I look forward to helping with your next home loan journey. – Usila Koech
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Specialities
Buy First Sell Later Purchase Edge Guarantee ; FHA, VA, Conventional, USDA, Renovation Loans
DPA Home is possible
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Education
- University of Nevada, Las VegasHotel/Motel Administration/ManagementBachelor of Science (BS)

Positions
- AXIA HOME LOANS - SENIOR LOAN OFFICER May 3rd, 2021 - Aug 21st, 2023
Memberships
- CMPS; MBS Highway
- Las Vegas Realtors Affiliate Member
- Junior League of Las Vegas Provisional member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 408740
Awards
Achievements
- UNLV Scholar Athlete
Hobbies
- Cooking and Hiking
- Volunteering
- Running
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.