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Troy Mlenar - Regional Manager | NMLS# 332291 in Osseo, MN

Troy Mlenar

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Regional Manager | NMLS# 332291

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Maple Grove, MN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Valerie L R
    Duluth, MN
    Posted on December 8th, 2025 01:30 PM
    The attention to customer service received from all Lower staff was what I appreciated.
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    Chad K
    Cambridge, MN
    Posted on December 6th, 2025 02:41 AM
    The great communication!
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    Dakota B
    Big Lake, MN
    Posted on December 5th, 2025 09:36 PM
    He was pretty amazing to work with, he was very very hopefull during this process. This was my first time doing anything like this. and he walked me though everything i needed to know or had to know. I could not say thank you enough. 10/10...
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    Matthew B
    Lindstrom, MN
    Posted on November 29th, 2024 05:39 PM
    Better communication with the buyer instead of just the Realtor
    Reply from Troy Mlenar
    February 13th, 2025 08:42 PM
    I appreciate the feedback, Matthew. I understand the importance of direct communication with the buyer and I apologize if you felt that was lacking in our interaction. Your input will certainly help me to improve my services at CrossCountry...
    read more
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    Hannah W
    Posted on October 25th, 2024 01:26 PM
    Troy was such a great help during the loan process of buying my first home. Would totally recommend!
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    Hannah W
    Posted on October 25th, 2024 01:26 PM
    Troy was such a great help during the loan process of buying my first home. Would totally recommend!
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    Hannah W
    Princeton, MN
    Posted on October 25th, 2024 01:26 PM
    Troy was amazing! He helped so much during the entire process and was willing to answer any questions I had. It was an amazing experience!
    Reply from Troy Mlenar
    February 13th, 2025 08:42 PM
    Hannah, I greatly appreciate your review and the perfect rating! I'm thrilled to hear that you found the process to be amazing and that I was able to assist you effectively. It was a pleasure to answer your questions and ensure your comfort...
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    Amanda P
    Farmington, MN
    Posted on October 7th, 2024 03:30 PM
    Thank you Troy and your team for being there and helping me understand everything along the way!
    Reply from Troy Mlenar
    February 13th, 2025 08:42 PM
    You're very welcome, Amanda! It was a pleasure to assist you throughout the process. Your understanding was a crucial part of our journey together. My team and I at CrossCountry Mortgage, LLC, are always here to help. Thrilled to know you've...
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    Ryan H
    Gilbert, AZ
    Posted on October 2nd, 2024 01:52 PM
    Thanks so much for the great first time home buying experience. Communication was great, all my questions were answered, and the process was very smooth!
    Reply from Troy Mlenar
    February 13th, 2025 08:42 PM
    I'm thrilled to hear that your first time home buying experience was both smooth and informative, Ryan. It was my pleasure to guide you through the process and answer all your questions. Your kind words and high rating mean a lot to me and...
    read more
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    Karinn Y
    Posted on September 29th, 2024 07:17 PM
    My wife and I had such a great experience with Troy. We were first time homebuyers and had no idea what to expect or the process. Troy and his team went above and beyond answering all of our questions and keeping us updated throughout the process....
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Maple Grove, MN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #332291
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Reverse Mortgage
    Cash-Out Refinances
    Investor Mortgages
    What is the Search Rank Score®?
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    Memberships
    • MBA
    Addresses and Serving Areas

    Year Started

    1996

    Time Zone

    Central Standard Time (CST)
    Licenses
    • MN, WI, AL, AZ, CA, CO, FL, GA, IA, IL, LA, MI, MO, MS, ND, NC, NH, NM, NV, SC, SD, TN, TX, VA, WA
    • NMLS# 332291
    Achievements
    • Top 1% Nationally Ranked Loan Officer
    Hobbies
    • Music & Concerts
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.