

Trey Horton
Producing Partnership Manager RATE NMLS 208824

At American Pacific Mortgage, we are committed to creating experiences that matter. Our clients and referral partners are top of mind with our entire team - we are very aware and appreciative that you have placed your trust in us for this v... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Bought our first home recently and appreciate the constant connection to Trey and Angelo. Willing to answer our questions at any time of day 🙏
Reply from Trey Horton Mortgage - NMLS #208824
April 2nd, 2024 03:53 AM
Thank you Cailin!
Bought our first home recently and appreciate the constant connection to Trey and Angelo. Willing to answer our questions at any time of day 🙏 thank y'all so much!
Reply from Owner
January 25th, 2026 12:00 AM
Thank you Cailin!
ALTrey was very friendly and knowledgeable as he assisted me through the homebuying process. I had been previously denied a loan with another lender, but he took my case and got us closed in 10 days!! I recommend his services to anyone looking...
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ALTrey was very friendly and knowledgeable as he assisted me through the homebuying process. I had been previously denied a loan with another lender, but he took my case and got us closed in 10 days!! I recommend his services to anyone looking...
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Reply from Owner
January 25th, 2026 12:00 AM
Thank you very much Martha!
Very Happy !!!Trey was able to make my first home buying process extremely easy. We love our new home ! Thanks for everything, we recommend Trey !!!!
Trey is the man! I've been working with Trey for 5+ years to date and even when I am not house hunting, he is a great resource. But with my latest move he helped Navigate the close and left no stone unturned due to his great experience. Overall...
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Had a great experience. The process was a little tougher because of being self employed and a business owner but they got it done. I was always informed and the loan officer Trey Horton kept us in a positive attitude through the loan process....
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Reply from Owner
February 3rd, 2023 11:38 PM
Thank you Phillip! We enjoyed working with you as well.
I have worked with Trey Horton and found him to be very professional and knowledgeable about the mortgage lending process. He goes the extra mile to insure that his clients have the smoothest closing possible. I would highly recommend Trey...
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Reply from Owner
March 15th, 2024 03:10 PM
In Birmingham Tom Horn is the Man when it comes to appraisal knowledge. He is a huge asset for our community and loves to help and educate.
Greatest lender in Alabama!!
Reply from Owner
December 30th, 2022 11:29 PM
Thank you! We think you rock also!
Always professional and accurate service. Highly recommend to anyone who is interested in purchasing a new home.
Reply from Owner
December 30th, 2022 11:29 PM
Thank you so much! We think you are pretty awesome also!
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About
At American Pacific Mortgage, we are committed to creating experiences that matter. Our clients and referral partners are top of mind with our entire team - we are very aware and appreciative that you have placed your trust in us for this very important transaction.
Whether you're buying your first home, or are a seasoned investor, we have programs that can assist you in your home financing needs, including conventional, jumbo, FHA, VA, USDA, bridge loans, builder loans, renovation loans and more. Call me today to see how I can help you on your path to home ownership, or perhaps to assist in refinancing your current loan to meet the goals you have in mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Home buyer programs
Conforming, FHA, USDA, VA
New Construction loans
Renovation purchase and refinance loans
Investor loans
Bank Statement for self employed borrowers
Top 10 VA Lender
First Responder programs
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Positions
- Guaranteed RATE - Partnership Branch Manager Loan officerDec 1st, 2021 - Current
Memberships
- AMBA
- Homes For Heroes
- Birmingham Homebuilder's Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 208824
Gallery



Achievements
- Multiple Sales Awards
- 2 time Overall World Grand Taekwondo Champion
- 5 Time National Taekwondo Champion
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Hobbies
- Hiking
- Paddling
- Martial Arts
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Disclaimer
All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Licensed by the Dept. of Financial Protection and Innovation under the CRMLA. Not available in New York. Licensed under the Oregon Consumer Finance Act. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. Licensed by the NJ Department of Banking and Insurance. Rhode Island Licensed Lender.