Trey Horton
Producing Partnership Manager RATE NMLS 208824
At American Pacific Mortgage, we are committed to creating experiences that matter. Our clients and referral partners are top of mind with our entire team - we are very aware and appreciative that you have placed your trust in us for this v... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
We worked with Trey Horton mortgage to get our new house. He was always available and quick to respond and very helpful. And once we got the house the rate concierge service was extremely helpful In setting up the utilities that we needed
Trey Horton is the most experienced, transparent, and knowledgeable lending agent we have ever used. He secured our purchase and renovation loan we needed with great rates available. He walked through every step with us, explaining everything...
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Trey was amazing to work with. He was always very responsive and made the process smooth. I would give him 10 stars if I could. Hands down the best so look no further.
Trey was really helpful in securing the loan for my house. He helped with renovations and finding trustworthy and exceptional contractors for the tasks we needed done. Trey made our house buy experience amazing, and we would recommend him to...
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Great to work with!
Reply from Owner
January 22nd, 2026 04:11 AM
Thank you Ben!
Trey really took care of me, made getting a loan easy, and was always available!
Reply from Owner
January 22nd, 2026 04:11 AM
Thank you John!
Excellent Company with professionalism, and knowledge with personalized service at your fingertip every step of the way!!! I highly recommend. Trey Horton is your go to for all your loan and mortgage needs. Thank you for educating and making...
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Reply from Owner
January 22nd, 2026 04:12 AM
We loved working with you also!
This guy believes due process only applies to people like himself. He thinks everyone else should detained indefinitely even when the evidence says otherwise.
Trey Horton is Mr. Get It Done! As Branch Manager at Rate Mortgage here in Birmingham, Trey brings professionalism, integrity, and personalized care to every transaction, from application to the closing table. I’ve had the pleasure of working...
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Reply from Owner
January 22nd, 2026 04:12 AM
Thank you Ashley!
Trey Horton has received a review with 5 star rating from Debra P
Reply from Owner
January 22nd, 2026 04:12 AM
Thank you so much Debra!
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About
At American Pacific Mortgage, we are committed to creating experiences that matter. Our clients and referral partners are top of mind with our entire team - we are very aware and appreciative that you have placed your trust in us for this very important transaction.
Whether you're buying your first home, or are a seasoned investor, we have programs that can assist you in your home financing needs, including conventional, jumbo, FHA, VA, USDA, bridge loans, builder loans, renovation loans and more. Call me today to see how I can help you on your path to home ownership, or perhaps to assist in refinancing your current loan to meet the goals you have in mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Home buyer programs
Conforming, FHA, USDA, VA
New Construction loans
Renovation purchase and refinance loans
Investor loans
Bank Statement for self employed borrowers
Top 10 VA Lender
First Responder programs
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Positions
- Guaranteed RATE - Partnership Branch Manager Loan officerDec 1st, 2021 - Current
Memberships
- AMBA
- Homes For Heroes
- Birmingham Homebuilder's Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 208824
Gallery
Achievements
- Multiple Sales Awards
- 2 time Overall World Grand Taekwondo Champion
- 5 Time National Taekwondo Champion
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Hobbies
- Hiking
- Paddling
- Martial Arts
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Disclaimer
All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Licensed by the Dept. of Financial Protection and Innovation under the CRMLA. Not available in New York. Licensed under the Oregon Consumer Finance Act. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. Licensed by the NJ Department of Banking and Insurance. Rhode Island Licensed Lender.