

Trey Horton
Producing Partnership Manager RATE NMLS 208824

At American Pacific Mortgage, we are committed to creating experiences that matter. Our clients and referral partners are top of mind with our entire team - we are very aware and appreciative that you have placed your trust in us for this v... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Best experience ever. Thanks to Trey and his team for making me and my family home owners.
Reply from Owner
August 6th, 2025 01:54 AM
Thank you!! We loved working with you!!!
Best experience ever. Thanks to Trey and his team for making me and my family home owners.
Reply from Owner
September 5th, 2025 12:00 AM
Thank you!! We loved working with you!!!
My husband and I are first time homeowners. We used Trey, and he even gave the recommendation for a realtor that we used to find our home. Highly recommend him, he helped us learn and be able to buy our home!
Reply from Owner
August 6th, 2025 01:55 AM
Thank you so much for trusting us with your home. You were amazing to work with.
If I could give more stars, I would. Trey & the entire team I worked with were top tier. From start to finish, he literally got me closed in 3 weeks time. He’s very responsive, knowledgeable, and just an overall amazing human being!!! He made...
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Reply from Owner
August 6th, 2025 01:55 AM
Mrs Haywood you know we loved working with you! High five!!
Working with Trey and his team was nothing short of AMAZING. They made the home buying process simple and quick. They explained every step of the process and I can not say enough about the consistent communication. Thank you for EVERYTHING!!!...
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Reply from Owner
July 7th, 2025 11:04 PM
Thank you so much! You were great to work with as well!!
Trey is the best and worked so hard to get us in our dream home!
Reply from Owner
July 7th, 2025 11:04 PM
THANK YOU!!
Trey is the only person I would ever recommend for the entire purchasing process. His knowledge on all matters, and the determination to make make everything happen regardless of the situation is unmatched. Bending over backwards is an understatement,...
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Reply from Owner
July 7th, 2025 11:04 PM
Thank you Justin!!
Trey is an excellent lender. He is a great communicator and well versed in his business. He will make the loan happen when others will fall short. Great lender!! A+
Reply from Owner
July 7th, 2025 11:04 PM
Thank you Marcus!!
Fantastic experience! Trey is extremely helpful
Reply from Owner
December 9th, 2024 06:30 PM
You rock! What a great experience. Now let’s work on that first investment property!!
My experience was excellent. I was kept in the loop on the daily happens of the loan process. I always received a quick response and answers to all my questions from my loan officer Trey Horton. He is amazing to work with. Highly recommend!
Reply from Owner
December 9th, 2024 06:29 PM
Thank you it was a pleasure working with you and your family as always.
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About
At American Pacific Mortgage, we are committed to creating experiences that matter. Our clients and referral partners are top of mind with our entire team - we are very aware and appreciative that you have placed your trust in us for this very important transaction.
Whether you're buying your first home, or are a seasoned investor, we have programs that can assist you in your home financing needs, including conventional, jumbo, FHA, VA, USDA, bridge loans, builder loans, renovation loans and more. Call me today to see how I can help you on your path to home ownership, or perhaps to assist in refinancing your current loan to meet the goals you have in mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Home buyer programs
Conforming, FHA, USDA, VA
New Construction loans
Renovation purchase and refinance loans
Investor loans
Bank Statement for self employed borrowers
Top 10 VA Lender
First Responder programs
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Positions
- Guaranteed RATE - Partnership Branch Manager Loan officerDec 1st, 2021 - Current
Memberships
- AMBA
- Homes For Heroes
- Birmingham Homebuilder's Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 208824
Gallery



Achievements
- Multiple Sales Awards
- 2 time Overall World Grand Taekwondo Champion
- 5 Time National Taekwondo Champion
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Hobbies
- Hiking
- Paddling
- Martial Arts
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Disclaimer
All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Licensed by the Dept. of Financial Protection and Innovation under the CRMLA. Not available in New York. Licensed under the Oregon Consumer Finance Act. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. Licensed by the NJ Department of Banking and Insurance. Rhode Island Licensed Lender.