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Trephon Calmese

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Sr. Loan Officer | NMLS #1931344

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New American Funding is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we ha...... Show More
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Overall Ratings
4.88
(10)
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Reviews from Web
  • 5.0
    Encompass
    E
    Emily M C
    Galax, VA
    Posted on June 12th, 2026 02:13 PM
    NAF made the whole process easy and fast!
  • 5.0
    Encompass
    L
    Lacie M M
    MAGNOLIA, MS
    Posted on April 28th, 2026 02:09 PM
    ! The team was very friendly! communication very easily accessible!
    Reply from Trephon Calmese
    May 8th, 2026 02:10 PM
    Lacie, I'm glad to hear that you found the team friendly and communication easy. If there's anything more I can do for you, please don't hesitate to reach out.
  • 5.0
    Encompass
    R
    Robert E E
    Frenchtown, MT
    Posted on April 24th, 2026 04:34 PM
    seamless process
    Reply from Trephon Calmese
    May 4th, 2026 04:35 PM
    Robert, I'm pleased to hear that you found the process seamless. If you have any more feedback or need assistance in the future, I'm here to help.
  • 4.83
    Encompass
    B
    Benjamin M
    Albuquerque, NM
    Posted on March 23rd, 2026 02:02 PM
    Trey was really nice and professional, very knowledgeable and helpful.
    Reply from Trephon Calmese
    April 2nd, 2026 02:03 PM
    Benjamin, I appreciate your kind words. It's great to hear that you found my approach professional and helpful. Should you need any further assistance or have more questions in the future, please feel free to reach out.
  • 4.66
    Encompass
    B
    Bradley M
    Grovetown, GA
    Posted on March 19th, 2026 08:52 PM
    Through no fault of Trephon. It took over three weeks to get the appraisal squared away. This added to the time. The whole process was much more lengthy that it should have been. This led to cost me significantly.
    Reply from Trephon Calmese
    March 30th, 2026 01:25 PM
    Bradley, I understand that the extended timeline and costs were frustrating for you. Although the delay was beyond my control, I genuinely regret any inconvenience this caused during your appraisal process. If there's anything I can assist...
    read more
  • 4.33
    Encompass
    A
    Amy R
    Bedford, VA
    Posted on March 3rd, 2026 03:10 PM
    The people I worked with were great. The fees were not.
    Reply from Trephon Calmese
    March 13th, 2026 03:10 PM
    Thank you for your time to leave a review regarding your experience with New American Funding. Should you require any further assistance or information, please let us know.
  • 5.0
    Encompass
    K
    Kenneth J C
    Prescott Valley, AZ
    Posted on February 25th, 2026 02:00 PM
    Trephon was great!
    Reply from Trephon Calmese
    March 9th, 2026 02:20 PM
    It is our goal to provide exceptional customer service and hope we achieved this goal with your loan experience. Thank you for your time to submit a review. We look forward to sharing your review with our management team. Please keep us in...
    read more
  • 5.0
    Encompass
    S
    Stewart D D
    Ellisville, MS
    Posted on February 11th, 2026 10:41 PM
    The professionism the communication the help getting us funded
    Reply from Trephon Calmese
    February 23rd, 2026 05:06 PM
    Thank you for your positive feedback. I'm glad to hear that you were satisfied with the professionalism, communication, and support in securing funding. If you have any further questions or need assistance in the future, feel free to contact...
    read more
  • 5.0
    Encompass
    K
    Kesha R D
    Ellisville, MS
    Posted on January 30th, 2026 05:49 PM
    The communication . The opportunity. The quick service.
    Reply from Trephon Calmese
    February 9th, 2026 05:50 PM
    Kesha, thank you for your positive feedback. I'm pleased to know that you were satisfied with the communication and the efficiency of the service at New American Funding. If you ever have any questions or need further assistance, please don't...
    read more
  • 5.0
    Encompass
    J
    James Z
    Sheboygan, WI
    Posted on January 23rd, 2026 02:22 PM
    We felt that when dealing with Paul Rhee, we were talked down to. He was very condescending. Trephon however, talked to us as if we were equals and had a way of making us feel comfortable. He listened to our concerns, and explained things to...
    read more
    Reply from Trephon Calmese
    February 2nd, 2026 02:22 PM
    James, I appreciate you sharing your experience. I'm glad to know that I could make you feel comfortable and provide you with the clarity you were looking for. Your feedback is important to me, and I'll make sure to keep it in mind for future...
    read more
  • 10 of 10
    About
    New American Funding is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we have thousands of employees, we’re a family.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    101
    /850
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    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing