Tray Harkins
Senior Mortgage Banker | NMLS# 826158
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Was always there to answer my questions and was on top of any problems.
For my first experience I couldn’t have asked for better people!
5 star customer review
5 star customer review
Tray did an outstanding job!
Tray Harkins was great to work with! This was our first house and he really helped us by explaining everything in detail that we would understand.
Tray Harkins was great to work with! This was our first house and he really helped us by explaining everything in detail that we would understand.
Was always there to answer my questions and was on top of any problems.
5 star customer review
Tray had to deal with us & our questions for over 3 years & he gave us the same attention & drive on day 1 to 3.5 years later, when the deal was done. This has been a marathon for Tray, Kayla & us. If we sell/buy in the future, we will be back....
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Reply from Tray Harkins
September 11th, 2024 11:54 AM
I'm so glad to hear that you were satisfied with the process, Charles! Your kind words are greatly appreciated. It indeed was a marathon, but your patience and cooperation made it all work smoothly. I'm grateful for your trust in me and the...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA, VA, USDA, USDA construction to Perm Loan, Manufactured Home Construction Loans.
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Positions
- Flat Branch Home Loans - SR Mortgage BankerAug 9th, 2018 - Current
Year Started
2001
Licenses
- NMLS# 826158
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149