Tray Harkins
Senior Mortgage Banker | NMLS# 826158
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Once again Tray Harkins did an excellent job! I have represented many buyers who used Tray as their lender and he always takes great care of his clients. His communication with me as an agent is always excellent!
Reply from Tray Harkins
September 25th, 2024 01:34 PM
I'm overjoyed to hear such positive feedback, Melissa! Serving buyers and ensuring a smooth and communicative lending process is always my top priority. I appreciate your recognition and look forward to our continued collaboration on behalf...
read more
Tray is an amazing banker to work with. We’ve used him for multiple loans and have never been disappointed. He always does his best to provide the best options for his clients and goes above and beyond to answer any questions you have and get...
read more
Reply from Tray Harkins
August 29th, 2024 12:59 PM
Hey Brody, thank you so much for the glowing review! I'm thrilled to hear that you've had a great experience with the loans. It's always a pleasure to help you find the best options and answer your questions. I look forward to continuing to...
read more
Tray was very helpful with answering our questions
Reply from Tray Harkins
August 29th, 2024 04:05 AM
Thanks for the incredible rating, Cody! I'm thrilled to hear I was able to assist with your inquiries. It's always my aim to provide the best service and support here at Flat Branch Home Loans. If you have any more questions in the future,...
read more
Tray was amazing with communication and always was timely and thorough in answering our questions! It made our experience very smooth!
Reply from Tray Harkins
August 17th, 2024 03:32 PM
Thank you Morgan I hope you enjoy your new home and it was Pleasure working with you and Cody. Any just a call or text away if you need anything.
Always available to answer any questions that I had
Reply from Tray Harkins
August 17th, 2024 03:33 PM
Thank you Trevor, I hope you and the Kids find peace in your beautiful new home. Please reach out if I can help in anyway. Thank you again.
Tray Harkins is the best there is! Extremely helpful and willing to work with us and answer any questions we had during the process. He’s always the one we refer everyone to!
They are very knowledgeable and eager to help with anything during the process!
5 star customer review
Tray Harkins was recommended by anyone i talked to about my home loan.. He would respond anytime I texted or called him. He explained things well and was helpful in getting documents to him. He gives Flat Branch a good name. I will definitely...
read more
5 star customer review
91–100 of 211
About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA, VA, USDA, USDA construction to Perm Loan, Manufactured Home Construction Loans.
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Flat Branch Home Loans - SR Mortgage BankerAug 9th, 2018 - Current
Year Started
2001
Licenses
- NMLS# 826158
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149