Tray Harkins
Senior Mortgage Banker | NMLS# 826158
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Tray and his team were amazing! Answered all my questions and kept me informed throughout the whole process. Thank you!!
Reply from Tray Harkins
October 20th, 2024 04:56 PM
Gracie, it's wonderful to hear from you. I'm really glad that you felt informed and supported throughout the whole process - that's always our aim at Flat Branch Home Loans. Your kind words have truly made our day. Thank you for choosing us...
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Tray is an expert. When making the biggest purchase/invest of your life you want Tray on your Team. Transaction will go smoothly, and you will enjoy the experience and the knowledge.
Reply from Tray Harkins
October 30th, 2024 03:48 PM
Thank you so much for your kind review, Kim! I'm thrilled to hear that you had such a positive experience with our team here at Flat Branch Home Loans. Your confidence in us is greatly appreciated. Ensuring that your transaction went smoothly...
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Tray and everyone on the team are super friendly and very easy to work with. Will always do business with flat branch!
Reply from Tray Harkins
October 7th, 2024 01:31 PM
Thank you for your fantastic review, Taylor! I'm thrilled to hear that you found our team super friendly and easy to work with at Flat Branch Home Loans. It's great that you're willing to always do business with us. Looking forward to supporting...
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The ease, comfort, knowledge and trust
Reply from Tray Harkins
September 27th, 2024 03:08 PM
I'm thrilled to hear that your experience with Flat Branch Home Loans was a positive one, Melissa. I take great pride in making the home loan process as easy and comfortable as possible, and I'm glad you felt knowledgeable and secure throughout....
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Flat branch has made my first time home buying experience extremely easy and stress free.
Reply from Tray Harkins
September 17th, 2024 03:43 PM
I'm thrilled to hear your first home buying experience with Flat Branch Home Loans was easy and stress-free, Anthony. Your positive feedback and perfect rating mean the world to me. If you ever need assistance in the future, don't hesitate...
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Our agent, Tray Harkins, has been invaluable in guiding us through the mounds of paperwork and giving us a concise explanation of each step. I would use Flat Branch and Tray with confidence and would recommend to anyone! Thank You!
They are very knowledgeable and eager to help with anything during the process!
They are very knowledgeable and eager to help with anything during the process!
5 star customer review
71–80 of 211
About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA, VA, USDA, USDA construction to Perm Loan, Manufactured Home Construction Loans.
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Positions
- Flat Branch Home Loans - SR Mortgage BankerAug 9th, 2018 - Current
Year Started
2001
Licenses
- NMLS# 826158
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149