

Tray Harkins
Senior Mortgage Banker | NMLS# 826158

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Tray was great! He helped us understand the loan process so well. As first time home buyers it can be intimidating, but I felt that wasn't the case with Tray.
Thank you Tray and Team! You were all fantastic!
Tray was great and the process was very smooth.
5 star customer review
Tray Harkins was absolutely the best for our mortgage. It was an accelerated schedule, and he was very much the key player in making it happen. I will definitely recommend him to anyone that is looking to buy a home.
Our agent, Tray Harkins, has been invaluable in guiding us through the mounds of paperwork and giving us a concise explanation of each step. I would use Flat Branch and Tray with confidence and would recommend to anyone! Thank You!
5 star customer review
5 star customer review
Tray and his coworkers were a great help and made buying our first home very painless. Overall, we would highly recommend them and plan to use them again in the future if possible.
Easiest loan process and closing process I’ve ever completed! Very efficient folks to work with.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA, VA, USDA, USDA construction to Perm Loan, Manufactured Home Construction Loans.
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Positions
- Flat Branch Home Loans - SR Mortgage BankerAug 9th, 2018 - Current
Year Started
2001
Licenses
- NMLS# 826158
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149