Tracy Y Koontz | OVM Financial's Cover Image
Tracy Y Koontz | OVM Financial - Mortgage Loan Originator -NMLS # 659412 in Virginia Beach, VA

Tracy Y Koontz | OVM Financial

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Mortgage Loan Originator -NMLS # 659412

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Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
  • FTP
    J
    JACKIE B
    CHESTER, VA
    Posted on December 6th, 2019 10:13 PM
    Outstanding exceptional service. We highly recommend Tracy to our clients.
  • FTP
    B
    BILLY H
    HOPEWELL, VA
    Posted on December 4th, 2019 12:23 PM
    Tracy has been a pleasure to work with for years and this smooth transaction was just another example!
  • FTP
    L
    LINDSEY H
    HOPEWELL, VA
    Posted on December 3rd, 2019 11:29 PM
    From the loan application to closing, Tracy is always there to keep the process running smooth and hassle free.
  • Zillow
    L
    Lindseyraehorne
    Hopewell, VA
    Posted on December 3rd, 2019 12:00 AM
    From the loan application to closing, Tracy is always there to keep the process running smooth and hassle free.
  • FTP
    S
    STEPHANIE E
    Stony Creek, VA
    Posted on November 19th, 2019 03:13 AM
    Great customer service
  • FTP
    K
    KIMBERLY M
    Stony Creek, VA
    Posted on November 15th, 2019 07:32 PM
    .
  • FTP
    K
    KRYSTAL J
    DEWITT, VA
    Posted on November 10th, 2019 03:00 PM
    .
  • FTP
    M
    MARTIN D
    COLONIAL HEIGHTS, VA
    Posted on October 15th, 2019 07:16 PM
    If I am even taking the time to complete this survey, you can trust that Tracy was awesome throughout our home buying process. I recommend her to manage your home mortgage application!
  • FTP
    P
    PAUL W
    COLONIAL HEIGHTS, VA
    Posted on October 15th, 2019 06:56 PM
    EVERYTHING WENT SMOOTH
  • FTP
    D
    DIANA H
    COLONIAL HEIGHTS, VA
    Posted on October 4th, 2019 09:32 PM
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    About
    Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 659412
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.