

Tracy Y Koontz | OVM Financial
Mortgage Loan Originator -NMLS # 659412

Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
She had everything on point from the beginning
Tracy is consistently exceeding our expectations. We’ve worked with her several times and it’s always a smooth process. We highly recommend Tracy Koontz at Presidential Mortgage to our clients as well.
Tracy is AWESOME and I'll defiantly come back to her or follow her!
Ms. Tracy made the home loan process as painless as possible and kept me up to speed on the process throughout. She was able to answer all questions asked in a timely fashion and I never felt as if I received a half answer
Tracy is an experienced true professional that knows how to handle the problems that may come up and get the transaction closed .She guides our clients to the best financing plan plus is with them the entire time to settlement . She has my...
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Tracy Koontz is the only reason why I continued the loan process with Presidential Bank. She lends her personal and professional expertise. She is an asset to the field and that bank.
Tracy was very communicative and helpful throughout the entire process. I will be using Tracy for any properties in the future!
Good experience overall.. didn't particularly enjoy getting bounced from person to person
Tracy is very knowledgeable and extremely willing to explain options to meet an individual’s needs.
The entire process was flawless. Tracy was extremely helpful, answered and anticipated every question I might have. I would recommend Presidential Mortgage to anyone I know who is considering purchasing or refinancing a home. The entire team...
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About
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- 659412
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.