Tracy Y Koontz | OVM Financial's Cover Image
Tracy Y Koontz | OVM Financial - Mortgage Loan Originator -NMLS # 659412 in Virginia Beach, VA

Tracy Y Koontz | OVM Financial

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Mortgage Loan Originator -NMLS # 659412

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Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
  • FTP
    J
    JORDAN B
    Chester, VA
    Posted on February 6th, 2020 09:42 PM
    She had everything on point from the beginning
  • FTP
    B
    BRADLEY B
    KILL DEVIL HILLS, NC
    Posted on January 21st, 2020 09:06 PM
    Tracy is consistently exceeding our expectations. We’ve worked with her several times and it’s always a smooth process. We highly recommend Tracy Koontz at Presidential Mortgage to our clients as well.
  • FTP
    S
    SCOTT J
    CHESTER, VA
    Posted on January 20th, 2020 08:33 PM
    Tracy is AWESOME and I'll defiantly come back to her or follow her!
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    PAMELA W
    South Chesterfield, VA
    Posted on January 8th, 2020 01:59 PM
    Ms. Tracy made the home loan process as painless as possible and kept me up to speed on the process throughout. She was able to answer all questions asked in a timely fashion and I never felt as if I received a half answer
  • FTP
    W
    WARREN J
    South Chesterfield, VA
    Posted on January 4th, 2020 07:32 PM
    Tracy is an experienced true professional that knows how to handle the problems that may come up and get the transaction closed .She guides our clients to the best financing plan plus is with them the entire time to settlement . She has my...
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  • FTP
    C
    CHARLESETTA B
    South Chesterfield, VA
    Posted on January 3rd, 2020 07:55 PM
    Tracy Koontz is the only reason why I continued the loan process with Presidential Bank. She lends her personal and professional expertise. She is an asset to the field and that bank.
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    TRISTAN M
    POWHATAN, VA
    Posted on December 17th, 2019 02:58 PM
    Tracy was very communicative and helpful throughout the entire process. I will be using Tracy for any properties in the future!
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    A
    ASHLEY C
    HOPEWELL, VA
    Posted on December 16th, 2019 09:11 PM
    Good experience overall.. didn't particularly enjoy getting bounced from person to person
  • FTP
    D
    DAVID M
    POWHATAN, VA
    Posted on December 13th, 2019 08:46 PM
    Tracy is very knowledgeable and extremely willing to explain options to meet an individual’s needs.
  • FTP
    J
    JANET H
    MIDLOTHIAN, VA
    Posted on December 7th, 2019 02:58 AM
    The entire process was flawless. Tracy was extremely helpful, answered and anticipated every question I might have. I would recommend Presidential Mortgage to anyone I know who is considering purchasing or refinancing a home. The entire team...
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    About
    Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 659412
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.