

Tracy Y Koontz | OVM Financial
Mortgage Loan Originator -NMLS # 659412

Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Tracy helped us greatly on buying our home. She made the process so easy. She communicated with us very well, answering any and all questions in a timely manner. If you are a first time home buyer looking to purchase a home, contact Tracy Koontz!...
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Tracy went the extra mile, one more time, to help these first time home buyers get their dream home.
She is so knowledgeable about the loan process and is definitely a hands on Loan Officer!
Tracy responded very quickly and made the home buying process much easier than expected. Tracy let us know everything we needed to submit to her in a timely manner. She also answered any questions we had very quickly and was always pleasant...
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The great communication and very helpful staff
Tracy is top notch and the best to deal with!! She makes doing business smooth and easy!!!
Tracy is top shelf. Super responsive and knows her craft. Highly recommended.
Tracy was wonderful. She gave very helpful advice that would help me purchase the home I wanted. She worked up numbers over and over until I was happy with the end result. She was very pleasant and never seemed to be bothered when I asked for...
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Tracy has been wonderful to work with over the last several years. She is very competent and knows her job well. Thank you so much for all of your help.
No thanks
Stayed in contact with contact with what was needed. Answered any question we had and was very informative.
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About
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- 659412
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.