Tracy Y Koontz | OVM Financial's Cover Image
Tracy Y Koontz | OVM Financial - Mortgage Loan Originator -NMLS # 659412 in Virginia Beach, VA

Tracy Y Koontz | OVM Financial

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Mortgage Loan Originator -NMLS # 659412

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Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
  • FTP
    C
    CHRISTINA H
    NORTH DINWIDDIE, VA
    Posted on August 26th, 2020 11:18 PM
    Tracy helped us greatly on buying our home. She made the process so easy. She communicated with us very well, answering any and all questions in a timely manner. If you are a first time home buyer looking to purchase a home, contact Tracy Koontz!...
    read more
  • FTP
    S
    SUE H
    NORTH DINWIDDIE, VA
    Posted on August 26th, 2020 11:12 PM
    Tracy went the extra mile, one more time, to help these first time home buyers get their dream home. She is so knowledgeable about the loan process and is definitely a hands on Loan Officer!
  • FTP
    L
    LANCE D
    NORTH DINWIDDIE, VA
    Posted on August 26th, 2020 08:53 PM
    Tracy responded very quickly and made the home buying process much easier than expected. Tracy let us know everything we needed to submit to her in a timely manner. She also answered any questions we had very quickly and was always pleasant...
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  • FTP
    N
    NEMAT A
    HOPEWELL, VA
    Posted on August 10th, 2020 09:22 PM
    The great communication and very helpful staff
  • FTP
    A
    ANDREW T
    POWHATAN, VA
    Posted on August 1st, 2020 12:02 AM
    Tracy is top notch and the best to deal with!! She makes doing business smooth and easy!!!
  • FTP
    M
    MICHAEL S
    HOPEWELL, VA
    Posted on July 24th, 2020 12:37 AM
    Tracy is top shelf. Super responsive and knows her craft. Highly recommended.
  • FTP
    J
    JENNIFER R
    HENRICO, VA
    Posted on July 23rd, 2020 11:28 AM
    Tracy was wonderful. She gave very helpful advice that would help me purchase the home I wanted. She worked up numbers over and over until I was happy with the end result. She was very pleasant and never seemed to be bothered when I asked for...
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  • FTP
    K
    KIMBERLY S
    GLOUCESTER, VA
    Posted on July 9th, 2020 08:02 PM
    Tracy has been wonderful to work with over the last several years. She is very competent and knows her job well. Thank you so much for all of your help.
  • FTP
    E
    ELAINE T
    COLONIAL HEIGHTS, VA
    Posted on June 25th, 2020 11:26 PM
    No thanks
  • FTP
    A
    ANTHONY T
    COLONIAL HEIGHTS, VA
    Posted on June 22nd, 2020 08:18 PM
    Stayed in contact with contact with what was needed. Answered any question we had and was very informative.
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    About
    Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 659412
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.