

Tracy Y Koontz | OVM Financial
Mortgage Loan Originator -NMLS # 659412

Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Business Hours
Sat
closed
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closed
Mon
9 AM to 5 PM(Open now)
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As always Tracy has done a great job. Thanks for your hard work!
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She's awesome, highly recommended!
It was a great pleasure working with Ms. Tracy Koontz. I like the fact that whenever I call Ms. Koontz, if she does not answer my call, she returns my call within an hour or two!! Also, I value Ms. Koontz expertise in lending and always advise...
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Everything
Tracy was very informative.
If we had additional questions which would require email or a phone call, she was always quick to respond. I would definitely recommend her to friends and family.
I would refer Tracy to everyone!!
Tracy was quick to respond and helpful with questions throughout the entire process. She did not hesitate to find out answers for me outside the mortgage area as needed or to point me in the right direction. She understands the average person...
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Tracy was always available and quick to respond to questions and concerns. She made process easy and convenient.
Very informative , refinance went extremely well !!!
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About
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- 659412
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.