

Traci Ghilardi
Branch Manager NMLS: 1570347

At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reser... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
I was very impressed with Traci's professionalism and amazing customer service throughout the entire process. Working with her am her team was much more smoother then other companies I have used in the past
Traci was extremely engaged throughout the purchase experience. She promptly responded to questions and kept everyone updated - even after office hours. We really enjoyed the level of service that Traci and her team provided - she is AWESOME!...
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Traci has a great eye for detail and avoiding common borrower problems.
From the start Traci dropped everything on an early Sunday morning while we were trying to put in a last minute offer. She went to personal lengths in her efforts on that day. All the way through the loan process she has been highly responsive...
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From the moment we reached out to Traci in desperation she was there for us. She got our initial lending work done in the back seat of her car returning from vacation with her mom. And then she stayed in contact constantly and was always there...
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Traci was so awesome to work with. She was always available to hop on a call or a zoom meeting and explain practices and terms we were unfamiliar with as first-time homebuyers. Thank you to Traci and her team for their patience, kindness and...
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Traci kept us updated and informed every step of the way! She was very patient with our many questions and was happy to jump on a call to explain anything we needed.
Traci was thorough and attentive to details from the very first conversation we had. We worked through the inevitable kinks and complications without a hitch. She went the extra two miles when we needed to document some legal history, and spent...
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Traci is personable, has a great attitude, and remains available to help. We would recommend her services to a friend.
As first time homebuyers, Traci made the process so simple because she was always available to answer questions, explained her answers thoroughly, and made us feel valued. Thank you, Traci!
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About
At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Mortgage Lending Services
VA
FHA Loan
Conventional Loan
Reverse Mortgage
First Time Homebuyer
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Positions
- Delta Lending Group - Branch ManagerJan 1st, 2016 - Current
Memberships
- Sacramento Association of Real Estate
- NMLS
- Sacramento Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1570347
Gallery


Achievements
- 30+ years in mortgage industry
Hobbies
- Hiking, walking my dogs, watching NCIS, spending time with family and enjoying good food and wine.
- Travel
Disclaimer
Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; TX Mortgage Banker Registration No. 271603 Complaint/Recovery Fund Notice
https://www.alamedamortgage.com/complaint-recovery-fund-notice/; Licensed by the NJ Dept. of Banking and Insurance; OH RM.805293.000;
www.nmlsconsumeraccess.org.