

Traci Ghilardi
Branch Manager NMLS: 1570347

At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reser... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Traci is by far the most professional of all the lenders we have used. We are never concerned about what is being communicated to our clients. We have absolute faith in Traci.
Haven't bought a home in over 30 years. Traci talked me through everything made sure I knew what I was signing and responded to any and all questions very quickly.
Traci kept us informed on where we were in the process by email and phone. If we had any questions she responded very quickly. We really enjoyed working with her on our refi.
Traci answered all our questions, was very organized, made the process very vert smooth!!
Traci was helpful and quick to respond to inquiries.
Traci was very quick in her communication with us and took her time to explain things to us along the way.
The overall experience was Great. Traci responded promptly to all my questions and needs. Traci made the home purchase process very easy for me. I appreciated all of her help in all phases of the process.
Great communication and availability
Traci is wonderful to work with! She met all the timelines in place and communicated with us through the entire process. I will recommend Traci to all, she is great!
Very helpful and responsive.
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About
At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Mortgage Lending Services
VA
FHA Loan
Conventional Loan
Reverse Mortgage
First Time Homebuyer
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Positions
- Delta Lending Group - Branch ManagerJan 1st, 2016 - Current
Memberships
- Sacramento Association of Real Estate
- NMLS
- Sacramento Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1570347
Gallery


Achievements
- 30+ years in mortgage industry
Hobbies
- Hiking, walking my dogs, watching NCIS, spending time with family and enjoying good food and wine.
- Travel
Disclaimer
Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; TX Mortgage Banker Registration No. 271603 Complaint/Recovery Fund Notice
https://www.alamedamortgage.com/complaint-recovery-fund-notice/; Licensed by the NJ Dept. of Banking and Insurance; OH RM.805293.000;
www.nmlsconsumeraccess.org.