Traci Everman
Senior Mortgage Banker | NMLS# 289967
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Traci Everman delivered exceptional service from start to finish. Her team was knowledgeable, responsive, and genuinely committed to making the process smooth and stress‑free. Although I was a bit skeptical about my decision at first, felt...
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Reply from Traci Everman
August 28th, 2026 02:58 PM
Christiana, Thank you for your kind words.. and we always want to support your decisions no matter what! Thank you for trusting me (again) and I know your Refinance will be super beneficial to you in many ways! big big hugs-- Traci
Nick was very knowledgeable, communicative, and professional . Thanks to you and your team for a great experience .
Reply from Traci Everman
August 28th, 2026 03:18 PM
Andrew, thank you for the 5 star review! Yes, Nick is awesome! I'm so grateful he's been on my team for almost 8 years now! We hope you enjoy your new home and make tons of new memories there sir! --Traci
Traci is the best and her whole team. Made it very easy
Reply from Traci Everman
August 28th, 2026 03:20 PM
Awwww Sharon, you are so sweet to say that! We try to do our best for each and every client. Moving is stressful enough, as you well know! So we try to keep our side as smooth as silk. I'm so happy you have your fabulous new place and I hope...
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Traci helped us understand everything we needed to do to get to the closing table. She met with us, walked us through the process, laid out figures, and finally helped us close on our home. In the final weeks of our process, we had a stressful...
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Reply from Traci Everman
August 28th, 2026 03:22 PM
James, thank you so much for the kind review... I'm so thrilled that you and your wife and kiddos have a place to call your own now! No matter what the hurdles, I'm ready to tackle them head on, as you know! I can't wait to see the memories...
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Traci and her team were amazing! Traci did a house call since we have little kids and no one to watch them. She came to us, explained the process and what to expect as we began our home searching process. Once we found a house, her team worked...
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Reply from Traci Everman
August 28th, 2026 03:23 PM
Anystin, You're so sweet to say that. AND OF COURSE I'LL MAKE A HOUSE CALL!! That's my favorite :) I'm so happy you got into the perfect home for you and your family and I greatly appreciate your trust every step along the way. I wish you nothing...
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Traci did a wonderful job getting my buyers to the closing table! All of their questions were answered and the process went verh smooth! Highly recommend!
Reply from Traci Everman
September 21st, 2026 08:38 PM
Megan, I'm glad to hear that the process went smoothly and that all your buyers' questions were answered. Thank you for recommending me and Flat Branch Home Loans!
Traci's team made the home buying experience super smooth and easy! Things got done quickly and efficiently!
Reply from Traci Everman
September 1st, 2026 02:57 PM
Andrew, I appreciate your kind words about the efficiency and smoothness of the home buying experience with my team. I'm glad we could assist you promptly and effectively!
Traci is wonderful! She was always willing to answer our questions and treated us like family. We are so happy with our home and felt like we were taken care of.
Reply from Traci Everman
September 1st, 2026 05:44 PM
Jacklyn, I'm grateful for your kind words and pleased to know you felt like family during the process. It's wonderful to hear you're happy with your home and felt well taken care of.
Very smooth process
Reply from Traci Everman
August 31st, 2026 06:14 PM
Trey, I'm pleased to know that you found the process very smooth. Thank you for sharing your experience with me.
She kept me updated and organized throughout the process making sure closing was as smooth as possible. Traci and team were friendl, professional and efficient. 10 out 10 would use again .
Reply from Traci Everman
August 17th, 2026 05:34 PM
Joan, you are so kind to put such a nice review... We care for each and every client in this process, and ALWAYS want it to be as smooth as possible (and if we need to get our "nitty gritty" on... we will :) ) I hope you have so many wonderful...
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, USDA, Conventional, JUMBO, Down Payment Assistance
As a Senior Mortgage Banker, I offer a full range of mortgage products tailored to fit your needs. Whether you’re looking for Conventional, FHA, USDA, VA, or Down Payment Assistance (DPA) programs, I’m here to help you find the best option for your situation. With access to various other lending solutions, I’m committed to guiding you through every step of the home financing process
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Memberships
- SCAR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 289967
Hobbies
- Gardening, Cooking
- Gardening
- Cooking
Disclaimer
Flat Branch Home Loans NMLS#224149
Equal Housing Lender
Flat Branch Home Loans, a Division of Flat Branch Mortgage, Inc.