Tonya Kern
Sales Leader | NMLS 1021668
ONE Presidential Mortgage is committed to serving a wide range of customer needs and has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development programs and are committed to fi... Show More
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Tonya helped us convert our construction loan into a mortgage, and I can honestly say this process was an absolute nightmare that most people would have walked away from. Long story short, in the middle of our build, our original contractor...
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Reply from Owner
November 2nd, 2025 01:51 PM
Danielle - Wow — thank you so much for sharing this. Reading your words genuinely touched me because I know how incredibly challenging this journey was for you and your family. What you went through would have tested anyone’s patience and strength,...
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Tonya took on a job that many others would have walked away from. Our closing process was far from straightforward and required a great deal of extra work for everyone involved. Through it all, Tonya never once made me feel like a burden or...
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I'm so glad with Tonya and her team, they did an amazing job with my transaction. She takes care of everything during each step and I'm pretty sure that will be my pleasure to work with her again in the future.
Reply from Owner
November 2nd, 2025 01:52 PM
Thank you Dariana! Excited for the start and continuation of our partnership!
I am so glad with Tonya and her team, they did an amazing job with this transaction. She takes care of everything during each step and I'm pretty sure that will be my pleasure to work with her in the future.
Tonja is great and her and her team have amazing customer service! Highly recommend for future home buyers!
Reply from Owner
November 2nd, 2025 01:52 PM
Thank you so much! It was great working with you! Enjoy your beautiful new home!
Tonja is great and her team was extremely helpful through the process! Highly recommend and amazing customer service!
Tonya was amazing! She was repsonsive, knowledgeable, and kind!
working with Tonya was easy, professional, and informative. She was there for us through each step of the way and was always just a phone call or text away. Her technical knowledge and experience set us at ease through the entire process. We...
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Tonya was the one who helped us survive the loan process. Whenever we had a question or a concern, she answered our questions right away and helped to make a stressful process less nerve racking.
Reply from Owner
July 14th, 2025 12:01 AM
Martha it was an absolute pleasure helping you! Thank you for the kind words!
Very responsive team. Anytime we had a concern, Tonya answered right away. It's a stressful process but Tonya made it less stressful. She cares about her clients.
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About
ONE Presidential Mortgage is committed to serving a wide range of customer needs and has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development programs and are committed to finding the mortgage product that best suits your needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
VH Loans
FHLB Grants
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Memberships
- Home Building Association of Virginia
- Professional Women in Building
- Virginia Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1021668
Awards
PWB Woman of the Y...
HBAR Lender of the...
Hobbies
- Crafting
- Baking
- Paddle Boarding
Disclaimer
Company NMLS 421593. All loans subject to credit approval.