Tonya Kern
Sales Leader | NMLS 1021668
ONE Presidential Mortgage is committed to serving a wide range of customer needs and has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development programs and are committed to fi... Show More
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Tonya goes above and beyond for her borrowers making sure they have a clear understanding each step of the way from pre-approval to closing and guides them seamlessly throughout the homebuying process. She's the BEST!
Any questions i I had Tonya made sure i I had the answer. She walked me through the whole process and made it easy. starting with first conversation to the application process and to grants and the end. I will surely recommend Tonya and her...
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Tonya Kern has received a review with 5 star rating from Avery W
Tonya and her team went above and beyond during our home refinance process. They kept us informed, updated, and in the loop through each step and we highly recommend working with such a dedicated team!
Tonya Kern is a great person to work with. She walked us through every step of helping us to apply for a loan to get a house from beginning to end. I talked to a couple other people that said we didn't qualify, but Tonya was God sent, and we...
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They did whatever they had to and it took to get the job done. Always available when we needed them.
Easy, organized process
Reply from Tonya Kern
March 11th, 2026 02:47 PM
I'm glad to hear that you found the process easy and organized, Essence. It’s important to me that each client feels supported and well-informed throughout their experience. If you ever have any more feedback or need assistance in the future,...
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Tonya, is informative and communitive! I enjoy learning about the mortgage process and how it benefits my clients, from refinancing to home buying! Call Tonya for all your mortgage needs!
In the end human error happened, but checkingnumbers checking numbers to make sure we have the most accurate informatjon information from the begining would be helpful.
Tonya kern was very professional and very helpful she made the process very easy
Reply from Tonya Kern
March 11th, 2026 02:47 PM
I'm pleased to hear that you found the process straightforward, Richard. Thank you for your kind words. It was my pleasure to assist you with your mortgage needs at ONE Presidential Mortgage. If you have any more questions or need further assistance...
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About
ONE Presidential Mortgage is committed to serving a wide range of customer needs and has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development programs and are committed to finding the mortgage product that best suits your needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
VH Loans
FHLB Grants
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Memberships
- Home Building Association of Virginia
- Professional Women in Building
- Virginia Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1021668
Awards
PWB Woman of the Y...
HBAR Lender of the...
Hobbies
- Crafting
- Baking
- Paddle Boarding
Disclaimer
Company NMLS 421593. All loans subject to credit approval.