Tonya Kern
Sales Leader | NMLS 1021668
ONE Presidential Mortgage is committed to serving a wide range of customer needs and has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development programs and are committed to fi... Show More
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Reviews from Web
tonya is always positive, upbeat, wise, kind and nice. :)
Let me start by saying Tonya Kern Is God send. With incredible attitude, she helped us through a process that was not immediate. But she got us to ultimate goal of homeownership. My wife, and I feel truly blessed of having her as our Loan Agent....
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Reply from Owner
March 7th, 2025 01:50 PM
Wow, Thank you for the kind words. It is truly a blessing when clients become family and that is what happened with you and your family! I am so excited you’re in your new home!
Tonya and her team (Brandi and Spechel) at Southern Trust were knowledgeable and thorough throughout our entire loan process. They were always available to answer any questions or concerns of ours.
Reply from Owner
March 7th, 2025 01:50 PM
Thank you Shannon! It was a pleasure working with you.
We worked with Tonya & her team for our first home purchase and she was amazing, from start to finish! We knew that we wanted to work with her after our first interaction, she made us feel comfortable and was very informative. Being first time...
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Reply from Owner
November 2nd, 2025 01:54 PM
Thanks so much Kaylene! It was a pleasure working with you and getting you into your brand new home!
Tonya was amazing!!!!!!!!! 10/10 A+ all around and helped me through the entire process of purchasing my home.
Reply from Owner
July 10th, 2024 03:48 PM
It was my pleasure to help you purchase your new home! Thank you for the kind words!
Tonya did an outstanding job of helping us through the process. She went well above and beyond to make sure that we were well cared for. Bill Jordan.
Reply from Owner
July 10th, 2024 03:48 PM
Thanks Bill! It was such a pleasure helping your family!
Tonya Kern has received a review with 5 star rating from Jessica M
Tonya was a pleasure to work with.
Tonya was extremely helpful throughout the entire loan process and always provided clarity to my questions.
As a first time home buyer I had one million questions in questions, Tonya and her staff were able to answer them all. That's a very comfortable with the knowledge that they provided to me because this is the biggest purchase of my life and...
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About
ONE Presidential Mortgage is committed to serving a wide range of customer needs and has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development programs and are committed to finding the mortgage product that best suits your needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
VH Loans
FHLB Grants
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Memberships
- Home Building Association of Virginia
- Professional Women in Building
- Virginia Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1021668
Awards
PWB Woman of the Y...
HBAR Lender of the...
Hobbies
- Crafting
- Baking
- Paddle Boarding
Disclaimer
Company NMLS 421593. All loans subject to credit approval.