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Tony Valdez, Lower Mortgage - Loan Officer | NMLS# 448616 in Valencia, CA

Tony Valdez, Lower Mortgage

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Loan Officer | NMLS# 448616

Company Logo
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(317) 231-5514
Valencia, CA
https://www.lower.com/lo/tvaldez
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • FTP
    S
    Sammy L
    StevensonRanch, CA
    Posted on September 30th, 2020 01:34 PM
    Very efficient Good attention to detail
  • FTP
    G
    Gilberto V
    MorenoValley, CA
    Posted on September 29th, 2020 01:00 PM
    This is our first home purchase and we felt intimidated at the thought but Tony made this experience simple and easy he was there for any questions we had
  • FTP
    S
    Sandra T
    Oxnard, CA
    Posted on September 25th, 2020 03:23 PM
    Tony Valdez and his team were available to answer any questions, provide detailed information. Tony made our refi process as smooth as possible!
  • FTP
    T
    Thomas L
    Reseda, CA
    Posted on September 24th, 2020 04:37 PM
    Great communication from start to finish which made the process very easy.
  • FTP
    J
    Javier G
    Sylmar, CA
    Posted on September 24th, 2020 01:53 AM
    During the last 20 years, Mr. Valdez has done exceptionally well for our finance Realstate’s needs. He always looks for the best deal that fits well in ourFamily budget. In addition, he is honest at front and the process is seamless and professional....
    read more
  • FTP
    A
    Amanda M
    SantaClarita, CA
    Posted on September 22nd, 2020 03:08 PM
    Friendly and professional customer service, always updated on the status of the process.
  • FTP
    V
    Veronica A
    Sylmar, CA
    Posted on September 13th, 2020 05:07 PM
    Tony was such a great help. Being a Veteran and using my VA Home Loan benefit, He facilitated every step. Being a Father if a Naval Officer, he understands Veterans and their families. Thanks for Helping us During the Refinance Process Tony....
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  • FTP
    J
    Jairo G
    Lancaster, CA
    Posted on September 8th, 2020 11:07 AM
    All our questions where answered And made the entire process smooth would recommend this wonderful team to any family 100%
  • FTP
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    Timothy S
    Moorpark, CA
    Posted on September 4th, 2020 03:38 AM
    Tony helped make the process run smoothly
  • FTP
    C
    Christopher P
    Newhall, CA
    Posted on August 31st, 2020 06:24 PM
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Military Loan Specialist;
    Investment Purchase Specialist
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    Positions
    • Lower Mortgage - Loan Advisor
      Dec 1st, 2025 - Current
    Memberships
    • NAHREP San Fernando Valley
    • SRAR
    • NAHREP
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 448616
    Hobbies
    • Golf
    • Family
    • Baseball
      • View All
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.