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Tony Valdez, Lower Mortgage - Loan Officer | NMLS# 448616 in Valencia, CA

Tony Valdez, Lower Mortgage

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Loan Officer | NMLS# 448616

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(317) 231-5514
Valencia, CA
https://www.lower.com/lo/tvaldez
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • FTP
    E
    Eric G
    SantaClarita, CA
    Posted on December 9th, 2020 10:31 PM
    Tony was very professional, knowledgeable, and available at all time during my loan process. It was a fantastic experience from start to finish...Thank you Tony!!
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    S
    Stephen M
    Castaic, CA
    Posted on December 8th, 2020 05:56 PM
    Tony was very attentive to making sure our process needs were met. He stayed on top of everything to push the loan getting approved ASAP. We will definitely use Tony again on our next home purchase. Thank you for all your help!
  • FTP
    S
    Sage M
    Castaic, CA
    Posted on December 8th, 2020 03:03 PM
    Tony was so easy and amazing to work with. He went above and beyond for my husband and I. He is responsive and incredibly efficient. He has assisted us through three transactions over the past couple years. We are so grateful for Tony and his...
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  • FTP
    S
    Serena L
    SantaClarita, CA
    Posted on December 4th, 2020 06:07 PM
    This was my first time buying a house and going through this process and Tony took care of me every step of the way. I was able to call and ask him any question and he always had an answer and helped me at any time of the day! He made this...
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    Christine L
    SimiValley, CA
    Posted on December 2nd, 2020 07:04 PM
    Tony was incredible during the loan process. Always quick to respond when I had questions or guidance. I would highly recommend him. He made the hectic process of loan qualification and final loan approval so much easier. Thank you to Tony...
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    Dan H
    SimiValley, CA
    Posted on December 2nd, 2020 10:34 AM
    Tony is great to work with. As an agent it's important that a good line of communication is established and Tony Exceeds that.
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    A
    Adam H
    Castaic, CA
    Posted on November 30th, 2020 07:24 PM
    The communication was great and the process, however painstaking it may be, was made easy, even with our circumstances. Tony and his team did a great job handling our process along the way!Thank you Tony for all your hard work in helping us...
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  • FTP
    K
    Kathleen H
    GranadaHills, CA
    Posted on November 30th, 2020 01:11 AM
    Speed of response. Speed and organization of entire process. Cordiality of agent.
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    Julia R
    Acton, CA
    Posted on November 14th, 2020 04:25 PM
    Tony is very professional yet very personable. He knows the business and gets things done on time. He is also very easily reached to answer any questions. A truly great person to work with.
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    Eva B
    Newhall, CA
    Posted on November 4th, 2020 08:12 PM
    Tony and his team made me feel valued. Even when things were needed they were there to support me.
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Military Loan Specialist;
    Investment Purchase Specialist
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    Positions
    • Lower Mortgage - Loan Advisor
      Dec 1st, 2025 - Current
    Memberships
    • NAHREP San Fernando Valley
    • SRAR
    • NAHREP
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 448616
    Hobbies
    • Golf
    • Family
    • Baseball
      • View All
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.