Top 5%
Tony Cardinali at CrossCountry Mortgage
Producing Branch Manager | NMLS #21336
Southern Connecticut State University
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chelmsford, MA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Tony and his team are always top notch! They are professional, communicative, intelligent and they always close the loan. I never have to worry when working with Tony. Thank you!!
Reply from Tony Cardinali
February 6th, 2026 06:15 PM
I enjoyed working with you. Thanks for the great feedback.
Tony is my go-to loan advisor. He even encourages me to call him when another agent bring a buyer whose mortgage office I don't know or if I have a question. The best service anywhere. He NEVER drops the ball.
Reply from Tony Cardinali
January 23rd, 2026 05:42 PM
I enjoyed working with you. Thanks for the great feedback.
I’m a real estate agent that has worked with Tony and his team on several sales. His outstanding communication with all parties and a team that can close loans in 15 days, help my clients to succeed in closing on their new home.
Reply from Tony Cardinali
January 6th, 2026 04:02 PM
Thank you Marie!
I simply called this office to ask advice about our lenders process that we were working with, if the timeline was accurate, if he was working with us correctly etc, (because we were first time home buyers), and he went and called our lender...
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Reply from Owner
November 25th, 2025 11:39 PM
Hi Lydia, sorry to hear about this but you have the wrong office. I am Tony Cardinali and have never spoken to anyone about such a matter. Could you please direct this review to the correct loan officer? There is only me in this Chelmsford...
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Working with Tony and his team was an amazing experience. They were always on point and kept us on track to close. They made out experience so comfortable. I recommend using them if you are in the market.
Reply from Owner
September 29th, 2025 08:42 PM
Thank you for your fantastic feedback, Sami! We're thrilled to hear that you had such a positive experience working with Tony and the team. Your recommendation means a lot to us, and we're glad we could help make the process comfortable for...
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Navigating a complex process as first time homebuyers was much simplified with Tony C. and his team working by our side. Always available to answer all of our questions in a timely manner and provide guidance on understanding overall costs...
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Reply from Owner
July 7th, 2025 05:26 PM
Thank you for your wonderful feedback, Lorena! We’re thrilled to hear that Tony C. and the team made your first homebuying experience so smooth and accessible. It’s great to know that our resources and guidance helped simplify the complexities...
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Tony Cardinali were a great team to work with. Tony called me every Tuesday for an update while my loan was in underwriting and was reasonably responsive when I had urgent questions. I was originally scheduled to close in the middle of the...
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Reply from Owner
March 7th, 2025 12:28 AM
Thank you for your feedback, Paul! We're glad to hear that you had a positive experience overall and that our team was able to assist you effectively. We appreciate your understanding regarding the closing process and will strive to improve...
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We had a wonderful experience working with Tony Cardinali and his team. They made the entire mortgage process as simple as possible while also keeping us informed. While we were waiting for closing, Tony even monitored mortgage rates to ensure...
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Reply from Owner
January 22nd, 2025 06:12 AM
Thank you for your fantastic review, Becky! We're thrilled to hear that you had a wonderful experience with Tony and the team. Ensuring you get the best possible rate is our priority, and we're glad you appreciated the extra effort. Your recommendation...
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Since CrossCountry Mortgage took over from my previous Loader M&T Bank, they have been exceptional with communication and follow up. Tony Cardinali and his team has been in contact with me by providing the step by step process and requesting...
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Reply from Owner
January 9th, 2025 06:10 PM
Thank you for your excellent review, KunKhmer USA! We're delighted to hear that Tony and his team made your experience smooth and informative. Your satisfaction means a lot to us, and we appreciate your recommendation. If you need any further...
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I had a good experience with Tony! As a first time buyer he was very helpful.
Reply from Owner
December 13th, 2024 06:08 PM
Thank you, Cilla! We're thrilled to hear that you had a great experience with Tony as a first-time buyer. Your feedback is valuable, and we appreciate your trust in us!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chelmsford, MA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #21336 | Branch NMLS #1816308
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Education
- Southern Connecticut State UniversityManagement and MarketingBachelor of Science (BS)
Positions
- CrossCountry Mortgage, LLC - Producing Branch ManagerNov 1st, 2018 - Current
Memberships
- North East Association of Realtors
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- 21336
Awards
Top 1% Mortgage Or...
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095