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Tony Cardinali at CrossCountry Mortgage
Producing Branch Manager | NMLS #21336


Southern Connecticut State University
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chelmsford, MA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Professional and polishedExcellent communication throughout the process, quickly accommodated last minute changes to meet the client’s request for an earlier closing, and demonstrated strong industry expertise.Warm and client focusedCommunicated...
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Reply from Tony Cardinali
February 20th, 2026 01:45 PM
I really appreciate the feedback and am looking forward to working with you again.
Tony and his team were great! They were extremely helpful and accommodating to me as this was my first time purchasing a home. Tony walked me through all kinds of scenarios and helped me crunch the numbers to figure out what worked for me,...
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Reply from Owner
February 12th, 2026 02:26 AM
Thank you, Christian. We're thrilled the team could guide you through your first home purchase and help find a comfortable financial fit. We appreciate your recommendation and are glad the scenario planning and number-crunching made the process...
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Excellent service! I closed on my loan within 15 days of looking at the property :)
Reply from Owner
February 5th, 2026 06:21 PM
Thank you, Sarah! We're thrilled you had an excellent experience and that we could help you close your loan within 15 days — congratulations on your new property. We appreciate your trust and are here for any future financing needs or questions....
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Tony Cardinali at CrossCountry Mortgage has received a review with 5 star rating from Brette D
Reply from Owner
February 5th, 2026 05:24 AM
Thank you, Brette — we really appreciate the 5-star rating! We're glad you had a great experience and look forward to serving you again. If there's anything we can do next time to make your visit even better, please let us know.
Tony and his team are professional and knowledgeable! we appreciate all their hard work :)
Reply from Tony Cardinali
February 10th, 2026 05:31 PM
Thank you so much for your review Brette. We are happy to have worked with you and the family.
Tony and his team were wonderful to work with. They kept us informed of every detail along the way. Tony does Tuesday calls each week to keep you updated on the progress and a chance to ask any questions that come up. Exceptional team to work...
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Reply from Owner
February 4th, 2026 05:06 PM
Thank you, Paula. We’re so glad to work with you and the family on this very important transaction. I love hearing that the Tuesday calls were helpful. We appreciate you taking the time to leave such a glowing review.
Tony and his team were so wonderful. They explained every detail and what to expect clearly and were on top of every detail. Tony's Tuesday updates were perfect for any questions along the way. Exceptional team to work with.
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Reply from Tony Cardinali
February 10th, 2026 05:31 PM
Many thanks Paula! It was our pleasure!
Easy, quick and communicated every step of the way.
Reply from Tony Cardinali
February 9th, 2026 01:54 PM
I'm pleased to hear that you found the process easy and quick, Kenneth. Keeping communication clear at every step is important to me, and I'm glad that it met your expectations. Thank you for taking the time to share your experience.
Outstanding experience as usual. We closed as if it were a cash deal—everything was completed ahead of time, which made our offer extremely competitive. His guidance, especially the 7 tips to win an offer, made a huge difference and helped...
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Reply from Owner
February 2nd, 2026 12:48 AM
Thank you as always Valerie for your kind words! You're such a pleasure to partner with.
Tony is just fantastic. He is so knowledgeable and professional. Always available timely to answer all needs. Quick closing! Just outstanding
Reply from Tony Cardinali
February 9th, 2026 09:49 PM
It was great working with you. Thanks again for putting your trust in us.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chelmsford, MA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #21336 | Branch NMLS #1816308
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Education
- Southern Connecticut State UniversityManagement and MarketingBachelor of Science (BS)

Positions
- CrossCountry Mortgage, LLC - Producing Branch ManagerNov 1st, 2018 - Current
Memberships
- North East Association of Realtors
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- 21336
Awards
Top 1% Mortgage Or...
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095