

Tony Cardinali at CrossCountry Mortgage
Producing Branch Manager | NMLS #21336


Southern Connecticut State University
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chelmsford, MA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid...... Show More


Southern Connecticut State University
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My buyer hadn't owned a home in many years and he was so excited for this opportunity. The team held his hand every step of the way and made him feel very comfortable. They found the type of loan that is perfect for him and he is so proud to...
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Tony's team helped us every step of the way and were very diligent in making sure our loan closed successfully.
Reply from Tony Cardinali
June 10th, 2026 08:08 PM
I'm glad to hear that my team was able to assist you every step of the way, Justin. Your feedback on our diligence is truly appreciated. If there’s anything more I can do for you, feel free to reach out.
I was on the listing side, and Tony stayed in touch with me to keep me abreast of progress. It was a quick closing but he made it happen for the buyer, which also benefitted my seller.
Reply from Tony Cardinali
June 8th, 2026 05:49 PM
I enjoyed working with you. Thanks for the great feedback.
We had an excellent experience with Cross Country Mortgage from start to finish. They were efficient and communicated very well with us. There was always someone available to ask anything as they have a whole team. The portal was easy to use,...
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From the very beginning to the finish line, Tony and his team were informative, responsive, and communicated with all parties involved along the way, and we closed early!
Reply from Tony Cardinali
June 6th, 2026 01:24 PM
I enjoyed working with you. Thanks for the great feedback.
Thanks for another great experience!
Reply from Tony Cardinali
May 11th, 2026 08:36 PM
I'm pleased to hear you had another great experience, Maurice. Your continued trust means a lot to me. If there's anything more I can do for you, just let me know.
Everyone at CCM The Cardinali team has been exceptional from start to finish. This process could not have gone any better!
Reply from Tony Cardinali
May 4th, 2026 04:41 PM
I'm grateful for your kind words, Sandra. It's appreciated to know that you found the process strong from start to finish. If there's anything more I can assist you with, please don't hesitate to reach out.
Streamline process, transparency, constant communication. Closed on time.
Reply from Tony Cardinali
May 4th, 2026 07:49 PM
It was great working with you. Thanks again for putting your trust in us.
The Cardinali team were professional, friendly, and extremely helpful
Reply from Tony Cardinali
March 30th, 2026 10:41 PM
Thank you for sharing your experience, Colin. Your positive comments about the professionalism and friendliness of the team are much appreciated. I'm glad to hear that you found our assistance helpful. If you have any more feedback or need...
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Tony and his team at CrossCountry Mortgage made the home-buying process smooth, quick, and stress-free. I couldn’t be happier with my purchase and the support I received throughout the entire journey.
Reply from Owner
March 21st, 2026 03:01 AM
Thank you, Roberto. We’re thrilled Tony and the CrossCountry Mortgage team made your home-buying process smooth, quick, and stress-free. Congratulations on your new home, and please reach out if we can help with anything in the future.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chelmsford, MA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #21336 | Branch NMLS #1816308
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Education
- Southern Connecticut State UniversityManagement and MarketingBachelor of Science (BS)

Positions
- CrossCountry Mortgage, LLC - Producing Branch ManagerNov 1st, 2018 - Current
Memberships
- North East Association of Realtors
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- 21336
Awards
Top 1% Mortgage Or...
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095