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Tony Cardinali at CrossCountry Mortgage
Producing Branch Manager | NMLS #21336


Southern Connecticut State University
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chelmsford, MA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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My experience with CrossCountry Mortgage, LLC was exceptional. The Cardinali Team provided excellent customer service, as well as a highly knowledgeable staff and professionalism throughout my entire home-buying process. They have my highest...
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Tony Cardinali and his team were highly knowledgeable, professional, and courteous throughout my entire home-buying procedure. The constant information and feedback they provided gave me confidence and comfort throughout the process. Each step...
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Tony was always so prompt in responding, whether it was a question about determining a maximum home purchase price to getting an updated pre-approval to submit an offer. He broke things down in simple, easy to understand language and never...
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Tony Cardinali was an outstanding lender throughout our home-buying process. He was incredibly clear, responsive, and professional from start to finish. He took the time to explain everything carefully, answered all of our questions promptly,...
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Reply from Owner
October 5th, 2026 08:20 PM
Debdeep, I'm truly grateful for your kind words and am pleased to hear that you felt supported throughout the home-buying process. It's rewarding to know that my responsiveness and attention to detail made a positive impact. I'm glad I could...
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Tony, thank you for making everything so simple and easy throughout the process. You were always available, quick to get things done, and kept me updated every step of the way. I really appreciated your responsiveness and how you always kept...
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Reply from Tony Cardinali
October 2nd, 2026 03:03 PM
Corinne, I'm truly glad to hear that you found the process simple and easy with my assistance. It was a pleasure working with you as well, and I'm grateful for your kind words about my responsiveness and communication. Thank you for choosing...
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Tony Cardinali was excellent to work with as our lender. He was extremely clear, responsive, and knowledgeable throughout the entire process. He communicated promptly, explained everything in a straightforward way, and made sure we always knew...
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Reply from Tony Cardinali
October 1st, 2026 06:58 PM
Debdeep, I'm very happy to know that you found the process smooth and well-organized with my help. It's great to hear that my communication and clarity met your expectations. Thank you for recommending me and choosing CrossCountry Mortgage,...
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We had an excellent experience with Cross Country mortgage from start to finish. They were efficient and communicated very well with us. There was always someone available to ask anything as they have a whole team. The portal was easy to use...
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Reply from Tony Cardinali at CrossCountry Mort...
September 29th, 2026 08:38 PM
Sandy, I'm pleased to hear that you had an excellent experience with CrossCountry Mortgage, LLC. It's great to know that the team was efficient and communicated well throughout the process. Thank you for recommending us and for sharing your...
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Tony kept me updated on everything and always returned my calls.
Reply from Tony Cardinali
September 24th, 2026 01:10 PM
Gillis, I'm glad to hear that you felt well-informed and that I could promptly return your calls. Thank you for trusting me and CrossCountry Mortgage, LLC with your needs.
Great communication and flexibility throughout the entire process!
Reply from Tony Cardinali
September 7th, 2026 01:52 PM
Amaris, I'm pleased to hear you appreciated the communication and flexibility throughout the process. Thank you for your kind words and for choosing to work with me.
Tony was always very attentive and ready to help. The entire process was very smooth despite the time crunch.
Reply from Tony Cardinali
August 31st, 2026 07:21 PM
Priyanka, I'm grateful for your kind words about my attentiveness and support. It's good to hear that the process went smoothly, even with the time constraints. Thank you for trusting me with your mortgage needs.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chelmsford, MA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #21336 | Branch NMLS #1816308
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Education
- Southern Connecticut State UniversityManagement and MarketingBachelor of Science (BS)

Positions
- CrossCountry Mortgage, LLC - Producing Branch ManagerNov 1st, 2018 - Current
Memberships
- North East Association of Realtors
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- 21336
Awards
Top 1% Mortgage Or...
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095