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Tony Cardinali at CrossCountry Mortgage
Producing Branch Manager | NMLS #21336


Southern Connecticut State University
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chelmsford, MA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Tony Cardinali at CrossCountry Mortgage has received a review with 5 star rating from Kathleen G
Reply from Owner
November 9th, 2026 02:24 PM
Kathleen, thank you for giving me a perfect rating. I'm pleased that your experience with CrossCountry Mortgage, LLC was a positive one.
Wonderful communication and the process was great from start to finish!
Reply from Tony Cardinali
November 9th, 2026 09:28 PM
Kathleen, I'm pleased to hear that you found the communication and process with me at CrossCountry Mortgage to be great from start to finish. Thank you for sharing your positive experience!
Tony has helped me with two home purchases over the past year and the experience has been amazing! He is so helpful and patient during the entire process and his team of agents are so kind and patient also. Kat is wonderful to work with. If...
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Reply from Tony Cardinali - CrossCountry Mortg...
November 9th, 2026 02:31 PM
Robert, I appreciate your kind words and recommendation. I'm glad to hear that you had a positive experience with both of your home purchases. Working with Kat and the rest of the team at CrossCountry Mortgage, LLC has been a pleasure, and...
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My experience with CrossCountry Mortgage, LLC was exceptional. The Cardinali Team provided excellent customer service, as well as a highly knowledgeable staff and professionalism throughout my entire home-buying process. They have my highest...
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Reply from Owner
October 26th, 2026 08:34 PM
Javier, I'm very grateful for your kind words and your highest recommendation. It was a pleasure to assist you throughout the home-buying process with CrossCountry Mortgage, LLC. I'm pleased to know that you found the service strong and that...
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Tony Cardinali and his team were highly knowledgeable, professional, and courteous throughout my entire home-buying procedure. The constant information and feedback they provided gave me confidence and comfort throughout the process. Each step...
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Reply from Tony Cardinali
October 26th, 2026 02:01 PM
Javier, I'm very happy to know that you felt confident and comfortable throughout your home-buying journey with us. It was truly a pleasure to assist you in obtaining your forever home, and I'm grateful for your highest recommendation. Working...
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Tony was always so prompt in responding, whether it was a question about determining a maximum home purchase price to getting an updated pre-approval to submit an offer. He broke things down in simple, easy to understand language and never...
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Reply from Tony Cardinali
October 23rd, 2026 05:35 PM
Alyssa, I'm grateful for your kind words and pleased to know that my prompt responses and clear explanations were helpful. I'm happy that CrossCountry Mortgage, LLC and my team could support you in purchasing your first home. If you have any...
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Tony Cardinali was an outstanding lender throughout our home-buying process. He was incredibly clear, responsive, and professional from start to finish. He took the time to explain everything carefully, answered all of our questions promptly,...
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Reply from Owner
October 5th, 2026 08:20 PM
Debdeep, I'm truly grateful for your kind words and am pleased to hear that you felt supported throughout the home-buying process. It's rewarding to know that my responsiveness and attention to detail made a positive impact. I'm glad I could...
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Tony, thank you for making everything so simple and easy throughout the process. You were always available, quick to get things done, and kept me updated every step of the way. I really appreciated your responsiveness and how you always kept...
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Reply from Tony Cardinali
October 2nd, 2026 03:03 PM
Corinne, I'm truly glad to hear that you found the process simple and easy with my assistance. It was a pleasure working with you as well, and I'm grateful for your kind words about my responsiveness and communication. Thank you for choosing...
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Tony Cardinali was excellent to work with as our lender. He was extremely clear, responsive, and knowledgeable throughout the entire process. He communicated promptly, explained everything in a straightforward way, and made sure we always knew...
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Reply from Tony Cardinali
October 1st, 2026 06:58 PM
Debdeep, I'm very happy to know that you found the process smooth and well-organized with my help. It's great to hear that my communication and clarity met your expectations. Thank you for recommending me and choosing CrossCountry Mortgage,...
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We had an excellent experience with Cross Country mortgage from start to finish. They were efficient and communicated very well with us. There was always someone available to ask anything as they have a whole team. The portal was easy to use...
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Reply from Tony Cardinali at CrossCountry Mort...
September 29th, 2026 08:38 PM
Sandy, I'm pleased to hear that you had an excellent experience with CrossCountry Mortgage, LLC. It's great to know that the team was efficient and communicated well throughout the process. Thank you for recommending us and for sharing your...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chelmsford, MA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #21336 | Branch NMLS #1816308
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Education
- Southern Connecticut State UniversityManagement and MarketingBachelor of Science (BS)

Positions
- CrossCountry Mortgage, LLC - Producing Branch ManagerNov 1st, 2018 - Current
Memberships
- North East Association of Realtors
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- 21336
Awards
Top 1% Mortgage Or...
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095