

Tony Cardinali at CrossCountry Mortgage
Producing Branch Manager | NMLS #21336


Southern Connecticut State University
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chelmsford, MA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid...... Show More


Southern Connecticut State University
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Thanks for another great experience!
Reply from Tony Cardinali
May 11th, 2026 08:36 PM
I'm pleased to hear you had another great experience, Maurice. Your continued trust means a lot to me. If there's anything more I can do for you, just let me know.
Everyone at CCM The Cardinali team has been exceptional from start to finish. This process could not have gone any better!
Reply from Tony Cardinali
May 4th, 2026 04:41 PM
I'm grateful for your kind words, Sandra. It's appreciated to know that you found the process strong from start to finish. If there's anything more I can assist you with, please don't hesitate to reach out.
Streamline process, transparency, constant communication. Closed on time.
Reply from Tony Cardinali
May 4th, 2026 07:49 PM
It was great working with you. Thanks again for putting your trust in us.
The Cardinali team were professional, friendly, and extremely helpful
Reply from Tony Cardinali
March 30th, 2026 10:41 PM
Thank you for sharing your experience, Colin. Your positive comments about the professionalism and friendliness of the team are much appreciated. I'm glad to hear that you found our assistance helpful. If you have any more feedback or need...
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Tony and his team at CrossCountry Mortgage made the home-buying process smooth, quick, and stress-free. I couldn’t be happier with my purchase and the support I received throughout the entire journey.
Reply from Owner
March 21st, 2026 03:01 AM
Thank you, Roberto. We’re thrilled Tony and the CrossCountry Mortgage team made your home-buying process smooth, quick, and stress-free. Congratulations on your new home, and please reach out if we can help with anything in the future.
the team was friendly, professional, efficient, thorough. Really enjoyed working with them!
Reply from Tony Cardinali
February 21st, 2026 05:41 PM
It's great to hear that you had a positive experience, Eric. I appreciate your kind words and am glad that the process met your expectations. Thank you for sharing your feedback.
Professional and polishedExcellent communication throughout the process, quickly accommodated last minute changes to meet the client’s request for an earlier closing, and demonstrated strong industry expertise.Warm and client focusedCommunicated...
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Reply from Tony Cardinali
February 20th, 2026 01:45 PM
I really appreciate the feedback and am looking forward to working with you again.
Tony and his team were great! They were extremely helpful and accommodating to me as this was my first time purchasing a home. Tony walked me through all kinds of scenarios and helped me crunch the numbers to figure out what worked for me,...
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Reply from Owner
February 12th, 2026 02:26 AM
Thank you, Christian. We're thrilled the team could guide you through your first home purchase and help find a comfortable financial fit. We appreciate your recommendation and are glad the scenario planning and number-crunching made the process...
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Excellent service! I closed on my loan within 15 days of looking at the property :)
Reply from Owner
February 5th, 2026 06:21 PM
Thank you, Sarah! We're thrilled you had an excellent experience and that we could help you close your loan within 15 days — congratulations on your new property. We appreciate your trust and are here for any future financing needs or questions....
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Tony Cardinali at CrossCountry Mortgage has received a review with 5 star rating from Brette D
Reply from Owner
February 5th, 2026 05:24 AM
Thank you, Brette — we really appreciate the 5-star rating! We're glad you had a great experience and look forward to serving you again. If there's anything we can do next time to make your visit even better, please let us know.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chelmsford, MA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #21336 | Branch NMLS #1816308
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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579
/850
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Education
- Southern Connecticut State UniversityManagement and MarketingBachelor of Science (BS)

Positions
- CrossCountry Mortgage, LLC - Producing Branch ManagerNov 1st, 2018 - Current
Memberships
- North East Association of Realtors
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- 21336
Awards
Top 1% Mortgage Or...
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095