Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom was an amazing person to have in my corner during the home buying process; being a first time home buyer, there were many things I was unaware of and he patiently explained everything to me whether over email or the phone or in person....
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Tom and his staff were very personable and professional. They were able to get our loan thru underwriting and approved very quickly. Tom was with us every step of loan process to ensure that all the proper documentation had been submitted and...
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Tom was extremely helpful, knowledgeable, and responsive in assiting my wife and I in buying our first home. Tom was available on nights and weekends to meet our needs as we currently live overseas and were having to work long distance after...
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Tom came through for us when our primary bank made a huge mistake that could have cost us money and the home we wanted. Thanks to Tom working quickly we were able to get a better loan rate and the house we wanted.
I recently purchased a condo and my realtor recommended Tom. From the first phone call I was very impressed. Tom asked questions and listened to my needs and kept me informed during the loan application process. He is very knowledgeable and...
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My husband and I went with Mr Halfpap as our mortgage lender based on the recommendation from our realtor. We were requesting a quick closing and our realtor said he could get it done. It was 3 weeks from mortgage pre-approval to closing date...
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I have worked with Tom for both of the houses I have purchased (2012 & 2015). Tom is very knowledgeable, professional, and really knows his stuff. He leaves nothing undone. He fully prepares your file for underwriting and works to insure that...
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I am in the military and I have purchased multiple homes in multiple states. Tom Halfpap is without a doubt the single best mortgage professional I have ever worked with. He promptly returned my calls. He guided us through every step to insure...
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Tom worked with me through two offers and wrote the loan application in under an hour. He was able to complete most of the paperwork even though I was in Belgium for much of the transaction. Superior customer service!
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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