Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom was extremely motivated and responsive to our refinance without any pushy sales or pressure tactics. He has great experience and knowledge of the market conditions that helped us make the right decision. His attention to detail on the transaction...
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My Realtor recommended Tom Halfpap for my VA Loan lending needs, and I would not hesitate to do the same. From the very beginning of the home buying process Tom personally handled our case and advocated for my family. The entire process was...
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Reply from Owner
November 22nd, 2017 12:00 AM
Thank you so much for this wonderful review!!!!! Happy Thanksgiving!!!
Tom helped me get the best possible loan for my situation. He was extremely nice and friendly and always got back to me as quickly as possible. He was willing and able to answer any questions I had about the loan process. He made applying for...
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Tom was extremely motivated and responsive to our refinance without any pushy sales or pressure tactics. He has great experience and knowledge of the market conditions that helped us make the right decision. His attention to detail on the transaction...
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Tom was my lender as we moved from our home in Newport News, VA to Stafford VA in 2017 . Tom made obtaining a new VA loan extremely easy. Tom provided right up front all the document we needed to get a new loan and once he received these document...
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Tom was my lender as I recently went through the first-time home buyer process and I would highly recommend him to anyone. He is incredibly responsive and always works hard to go the extra mile. Tom is very thorough and does a great job of...
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Reply from Owner
August 9th, 2017 12:00 AM
Thank you so much Christi for taking the time to give me a review of my service. Much appreciated!!!
This is our second time working with Tom Halfpap. He is professional, responsive, and looks out for his client's best interests. We would highly recommend him.
Reply from Owner
July 18th, 2017 12:00 AM
Thanks so much again Lara for taking the time to write and submit a review of my service. I really appreciate it!!!!! Tom
Tom was my lender as I recently went through the first-time home buyer process and I would highly recommend him to anyone. He is incredibly responsive and always works hard to go the extra mile. Tom is very thorough and does a great job of...
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We were so appreciative of Tom's professionalism and willingness to discuss loan options. He was approachable and always returned calls and emails promptly. He followed up when rates dropped after our initial rate was "locked in" and managed...
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Tom is an amazing lender to work with. I’ve purchased 2 condos through him and cannot be happier with the service he provided. He discussed my needs and options and helped me decided what my options were before purchasing a home. During the...
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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