

Tom Halfpap
Branch Manager | NMLS # 203175

Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom has tons of experience, was always available for questions, ran it like a train
Tom was professional, knowledgeable and quick to process our loan.
Kudos to him for always being on top of all paperwork and communication.
Tom Halfpap is a superb professional! Everything on my loan was done with technical speed and competence. I enjoyed working with Tom and I highly recommend him!
Words cannot adequately express my thanks to Tom Halfpap for his tireless help during my refinance. My intention was to sell my home to pay off debt and downsize to a smaller home due to an unexpected illness and disability. My realtor suggested...
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Reply from Owner
March 29th, 2018 12:00 AM
Thank you Debbie for such a wonderful review!!!! It was an absolute pleasure working with you!!!!
Tom was very kind and answered all questions I had very promptly.
Entire experience was made so much easier with Tom. Easiest buying experience that I have ever had! Would highly recommend Tom and his team.
Tom is organized and efficient. The process which seemed overwhelming he made simple. His team was friendly, knowledable and always available.
Tom was great to work with through the entire process of purchasing our first home!
Words can't describe how hard Tom works for his clients. If I could give ten stars I would. Tom is driven to take care of every detail and stay on top of every issue until it is resolved. I have purchased many homes with different lenders and...
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Reply from Owner
January 30th, 2018 12:00 AM
Thank you so much Mark for taking the time to write such a nice, thoughtful review of my service!!!! I really appreciate it!
Words can't describe how hard Tom works for his clients. If I could give ten stars I would. Tom is driven to take care of every detail and stay on top of every issue until it is resolved. I have purchased many homes with different lenders and...
read more
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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