Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom helped us in the process of purchasing two houses, both times Tom was extremely professional and prompt to answer any questions we had. The whole experience went smooth for my family. When my wife and i decided to buy our first home we...
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I used Tom with the purchase of my first home. Tom was thorough and made the process run very smoothly. Tom is extremely knowledgeable and made sure that I understood everything along the way. Tom is very quick to respond to any questions or...
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Timely response and precise information that helped with decision making
Ability to explain products
Friendly, showing care
Great experience! Seamless flow! Great job Tom Halfpap
Tom did an amazing job with my loan! Very receptive, easy to deal with and a consummate professional. I very much enjoyed working with Tom. I cannot thank him enough for all he did for me.
My husband and I have been looking for a house since 2016. Tom was more then patient and worked with us through every obstacle! He worked in our best interest and got us approved with great rates and reasonable fees. He did everything he could...
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My husband and I have been looking for a house since 2016. Tom was more then patient and worked with us through every obstacle! He worked in our best interest and got us approved with great rates and reasonable fees. He did everything he could...
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We’ve used Tom’s services twice now, and both times he was able to get the loan to the table in time. Both times I used my VA loan without a hiccup. At closing, both my title agent and my real estate agent sommented on how thorough Tom and...
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Very knowledge, quick to respond, and super efficient. Overall great experience.
Tom was patient with us when we needed it most. The home buying process is overwhelming and stressful; full of emotions like anxiety, joy, fear and then circling back to anxiety again. But speaking with Tom, almost everyday, gave us a sense...
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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