

Tom Halfpap
Branch Manager | NMLS # 203175

Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom was actively engaged in every step of the loan process. He answered every question I had immediately. I knew I was in secure and safe hands through the entire process. Tom made the loan process pleasurable. He is extremely knowledgeable...
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Tom Halfpap is knowledgeable, personable, and very easy to work with. He responds to questions immediately. The loan process is easy and spelled out by Tom. Tom personally handles every step of the loan process so you know you are in good hands....
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Tom is a very professional and personable lender. He make you feel as if you are his only customer. Our experience went extremely well and we would recommend him to our family and friends.
Working with Tom was very smooth from the initial contact all the way through our closing. What made the whole process easy was his clarity and succinct answers in helping us better understand what was needed from us to make the transaction...
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Tom was extremely professional, courteous, fast, and efficient at funding us... Highly recommend him!
Tom was extremely knowledgeable and diligent on getting my loan approved and to closing on a very short time frame! Absolutely recommended!
Available to help anytime.
Tom Halfpap is extremely knowledgeable and keeps up on the industry requirements and new regulations. Tom Halfpap is very personable and answered all of my questions. In closing, I highly recommend Tom Halfpap to anyone seeking a loan officer....
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Very detailed, explains everything very well. Very prompt. Very good communication with clients. Very happy with his services. Highly recommended to others for help. For future purchases will definitely be using Tom.
Tom helped us in the process of purchasing two houses, both times Tom was extremely professional and prompt to answer any questions we had. The whole experience went smooth for my family. When my wife and i decided to buy our first home we...
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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