Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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We’ve used Tom’s services twice now, and both times he was able to get the loan to the table in time. Both times I used my VA loan without a hiccup. At closing, both my title agent and my real estate agent sommented on how thorough Tom and...
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Tom had immediate answers to questions, and was always available throughout the refinance.
Tom was very clear in what he needed from me. He contacted me on a regular basis with updates. He really made the process very easy.
He was incredibly responsive and helped us understand the technical parts of this process that felt very overwhelming. With his advice and guidance, we felt very secure in our decision and it was far less stressful than anticipated. He was...
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I used Tom when I originally purchased my home in Westridge in 2012. My Realtor recommended him to me back then but he was so spectacular in getting me to settlement, I used him again for a mortgage refinance to consolidate loans. The process...
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Tom was without a doubt the best Lender we could have ever imagined. He was very responsive, educated us along the way, and made the whole process smooth and fun! Thank you Tom! I would recommend him to anyone!
Reply from Owner
June 24th, 2018 12:00 AM
Thank you Jackie for taking the time to review my service. I really enjoyed working with you and Eddie!!!! I wish you all the best with your new home!
Tom provided excellent customer service and follow-through during the entire home-buying process. He was quick to respond and highly organized ensuring our closing went smoothly without any surprises.
As a first time buyer, I could not have had a better process and it was due to Tom’s work ethic, personality, and tons of experience. I will use him for any future transactions and I unequivocally endorse everyone to do so.
Tom was without a doubt the best Lender we could have ever imagined. He was very responsive, educated us along the way, and made the whole process smooth and fun! Thank you Tom! I would recommend him to anyone!
I used Tom when I originally purchased my home in Westridge in 2012. My Realtor recommended him to me back then but he was so spectacular in getting me to settlement, I used him again for a mortgage refinance to consolidate loans. The process...
read more
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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