Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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very responsive and knowledgeable
Very helpful and friendly service. Expedient with answers and requests. Delivered all we were asking for in terms of obtaining a mortgage for a new home.
Communication was great. Extremely prompt with email correspondence and always gave me clear deadlines of when items were needed for the process to continue moving smoothly. It was a much better experience than working with previous mortgage...
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We worked with Tom on the purchase of our home and refinancing after we completed major renovations. The loan process can be daunting for anyone, but Tom's clear communication and prompt response to answer any questions we had made the process...
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We worked with Tom on the purchase of our home and refinancing after we completed major renovations. The loan process can be daunting for anyone, but Tom's clear communication and prompt response to answer any questions we had made the process...
read more
Let's face it, financing a home is a bit daunting. Our realtor recommended that we consider Tom Halfpap for our financing - and we are so glad that we listened to his advice! Tom was a pleasure to work with - and I'll be truthful here - I wasn't...
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Let's face it, financing a home is a bit daunting. Our realtor recommended that we consider Tom Halfpap for our financing - and we are so glad that we listened to his advice! Tom was a pleasure to work with - and I'll be truthful here - I wasn't...
read more
Tom Halfpap is amazing. Tom's expertise made buying our home (from a difficult seller) an efficient process. Tom went above and beyond what's expected from a lender to make this sale happen. From processing the vast amount of paper work to...
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Tom Halfpap is amazing. Tom's expertise made buying our home (from a difficult seller) an efficient process. Tom went above and beyond what's expected from a lender to make this sale happen. From processing the vast amount of paper work to...
read more
Tom Halfpap is amazing. Tom's expertise made buying our home (from a difficult seller) an efficient process. Tom went above and beyond what's expected from a lender to make this sale happen. From processing the vast amount of paper work to...
read more
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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