

Tom Halfpap
Branch Manager | NMLS # 203175

Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Accurate, concise and attentive. Very helpful.
We had a wonderful experience working with Tom and would absolutely use him again!
Tom is extremely thorough, communicative, attentive, and knowledgeable about his profession. He was always available when I needed him to answer any questions I had. He made the process of buying a home simple and stress free. This was my second...
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Tom was really great to work with while we bought our home. He talked with us often, sometimes at odd hours of the day or evening, and was always incredibly patient to our many questions. Tom resolved a number of problems that came up, and...
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Tom was really great to work with while we bought our home. He talked with us often, sometimes at odd hours of the day or evening, and was always incredibly patient to our many questions. Tom resolved a number of problems that came up, and...
read more
If you're looking for a streamlined process with quick results and expert guidance, look no further. I have worked with Tom several times and each time, I have never been let down. He only asks for what he absolutely needs and his conservative...
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If you're looking for a streamlined process with quick results and expert guidance, look no further. I have worked with Tom several times and each time, I have never been let down. He only asks for what he absolutely needs and his conservative...
read more
He worked hard for us!! Great communication and follow ups
An amazing person. Went above and beyond to solve an issue that arose. Highly recommended.
Personal attention throughout the process.
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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