

Tom Halfpap
Branch Manager | NMLS # 203175

Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom was tremendous in helping us buy our first house! He was responsive, prompt, helpful, and got us a GREAT interest rate! I cannot recommend him highly enough!
Tom came highly recommended from my realtor and he was absolutely correct. Since this was my first home I had no clue where to even begin paperwork wise, but Tom made it extremely simple. He was always accessible and happy to explain everything...
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Tom came highly recommended from my realtor and he was absolutely correct. Since this was my first home I had no clue where to even begin paperwork wise but Tom made it extremely simple. He was always accessable and happy to explain everything...
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Tom came highly recommended from my realtor and he was absolutely correct. Since this was my first home I had no clue where to even begin paperwork wise but Tom made it extremely simple. He was always accessable and happy to explain everything...
read more
Tom is absolutely amazing! This is my third time working with him. He is always quick and responsive and works to make everything run as smoothly as possible. He takes a lot of the stress of buying a new home away.
Tom went above and beyond in helping me find the best loan that fits my budget and needs. He also made the whole process easy, smooth and I will surely recommend him to everyone I know. Thanks Tom for making my first home purchase a very pleasant...
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This is our 3rd mortgage with Tom and they all had challenges on our side. Tom was able to find solutions to them and was always able to get us the best rate possible. Easy to work with and a wealth of knowledge. We highly recommend!
Tom was great to work with and got us the best rates possible. We had a very complicated situation and he worked right through it. We highly recommend!
This is our 3rd mortgage with Tom and they all had challenges on our side. Tom was able to find solutions to them and was always able to get us the best rate possible. Easy to work with and a wealth of knowledge. We highly recommend!
Tom was great to work with and got us the best rates possible. He also ensured we settled on time and showed up to the settlement which was different for us. We highly recommend!
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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