Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom was great to work with he didn't mind being bothered with extra questions or complications. He took the time to explain the process and helped educate us to make some important decisions ourselves.
Tom knows this industry. Thrives on the challenges. Cares about the customer. Honest. A professional and a good person. There really is no decision here. Contact Tom for a loan!
Tom is my goto guy for home loans. I just wish he were licensed in states with my other properties.
Tom was responsive from first call to settlement. He was always professional and caring about us as his customer. He provided us with different options and made sure that we understood the product information so that we could make a well-informed...
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Tom was amazing to work with from beginning to end! He was always available and always provided great options for our consideration...making sure that we had the best deal. He He was perfectly professional--which we have found is rare these...
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Tom was amazing to work with from beginning to end! He was always available and always provided great options for our consideration...making sure that we had the best deal. He He was perfectly professional--which we have found is rare these...
read more
Tom was very efficient and a accomplished the job. He was able to make things happen quickly when necessary, and was always friendly and communicative so that I always felt like I understood what was going on.
What a great experience my wife and I had working with this true Professional. Timely and knowledgeable. I will not go to any other lender ever again. Tom is my lender now and forever!
Tom was responsive, helpful, and and extremely knowledgeable! He took the uncertainty out of buying a home. I highly recommend him!
Tom was tremendous in helping us buy our first house! He was responsive, prompt, helpful, and got us a GREAT interest rate! I cannot recommend him highly enough!
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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